McLennan County property record for 3631 Fieldstone Cir, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,194 sqft · built 1994 |
| Lot Size | 0.107 acres (4,665 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $274,125 (Oct 2020) |
| Tax Bill | $3,093 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-009004-011500-9 |
| Primary APN | 48-009004-011500-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 2,733 sqft |
| 1st Floor Area | 2,194 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,665 sqft (0.107 acres) |
| Garage Type | Attached |
| Garage Area | 539 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 78 sqft |
| Patio Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3631 FIELDSTONE CIR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CHIMNEY HILL LOT 45 BLOCK 3 ACRES .1071 |
| Legal Subdivision | CHIMNEY HILL |
| Legal Block | 3 |
| Legal Lot Number | 45 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2800 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3631 FIELDSTONE CIR, WACO, TX 76708-2363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widower |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATORS CU |
| Oct 8, 2020 | Vendor's Lien, Transfer · VA Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on Record |
| Deed Sale | Oct 8, 2020 · Amount on Record |
| Deed Document Number | 202035933 |
| Last Transfer Date | Jan 1, 2025 |
| Transfer Doc | 0000024715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3631 FIELDSTONE CIR, WACO, TX 76708-2363 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 501 W 6 WACO, 6, WACO, TX 76707-3838 |
| Document Number | 0000028063 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025028063 |
| Name | EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76710 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2040 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 8, 2020 |
| Property Address | 3631 FIELDSTONE CIR, WACO, TX 76708-2363 |
| Document Number | 0000035933 |
| Map Reference | VOL 1535 PG 789 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 2020035933 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3631 FIELDSTONE CIR, WACO, TX 76708-2363 |
| Document Number | 0000035934 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 2020035934 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,900 (+1%) | $370,425 (-0.66%) Land $43,527 Building $326,898 | |
| 2025 | $3,093.00 (-18.69%) Homeowner's exemption Senior Citizen's exemption | $319,000 (+1%) Land $40,210 Building $332,660 | $372,870 (+28.58%) Land $40,210 Building $332,660 |
| 2024 | $3,804.00 (-0.31%) | ||
| 2023 | $290,000 Land $40,210 Building $249,790 | $290,000 Land $40,210 Building $249,790 | |
| 2022 | $3,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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