Maricopa County property record for 3631 E Zachary Dr, Phoenix, AZ 85050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,444 sqft · built 2010 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jan 2016) |
| Tax Bill | $2,722 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Jul 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 212-49-753 |
| Primary APN | 212-49-753 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 732 sqft |
| 2nd Floor Area | 712 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 2,200 sqft (0.051 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 144 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 3631 E ZACHARY DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85050-8380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M-H |
| Legal Description | DESERT RIDGE SUPERBLOCK 11 PARCEL 6 MCR 1031-11 |
| Legal Range | 3E |
| Legal Township | 4N |
| Legal Section | 24 |
| Legal Subdivision | DESERT RIDGE SUPERBLOCK 11 PARCEL 6 |
| Legal Lot Number | 42 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 615002 |
3631 E Zachary Dr is owned and occupied by an individual who bought it in January 2016.
Source: Maricopa County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3631 E ZACHARY DR, PHOENIX, AZ 85050-8380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Jul 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2016 · Amount on File |
| Deed Sale | Jan 25, 2016 · Amount on File |
| Prior Sale | May 24, 2010 · Amount on File |
| Deed Document Number | 201649428 |
| Prior Transfer Date | Jan 22, 2016 |
| Prior Transfer Doc | 0000049429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 4, 2026 |
| Property Address | 3631 E ZACHARY DR, PHOENIX, AZ 85050-8380 |
| Document Number | 0000525420 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026525420 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 3631 E ZACHARY DR, PHOENIX, AZ 85050-8380 |
| Document Number | 0000525420, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 2026525420 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 18 Months |
| Due | Mar 24, 2028 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 22, 2026 |
| Property Address | 3631 E ZACHARY DR, PHOENIX, AZ 85050-8380 |
| Document Number | 0000434606 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026434606 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3631 E ZACHARY DR, PHOENIX, AZ 85050-8380 |
| Document Number | 0000434606, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 2026434606 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 303 Months |
| Due | Oct 1, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 3631 E Zachary Dr was $2,722.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,900 (+39.64%) | $439,000 (+1.93%) Land $87,800 Building $351,200 | |
| 2025 | $2,722.00 | $31,438 (-29.11%) | $430,700 (-2.89%) Land $86,100 Building $344,600 |
| 2024 | $44,350 | $443,500 Land $88,700 Building $354,800 | |
| 2023 | $2,591.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3631 E Zachary Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3631 E Zachary Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.4% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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