3631 E O'Brien Rd, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3631 E O'Brien Rd, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	0.849 acres (36,982 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Jun 2015)
Tax Bill	$5,133 (2024)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`918-9000-000`

Property Details

APN / Parcel Number

Primary APN	`918-9000-000`
Alternative APN	`109189000000`

Exterior

Lot Area	36,982 sqft (0.849 acres)

Location & Zoning

Account Number	109189000000
Street Address	3631 E OBRIEN RD
City	OAK CREEK
State	WI
Zip	53154-6016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	CERTIFIED SURVEY MAP NO. 78 LOT 1 SE1/4 SEC. 26-5-22
Legal Range	22E
Legal Township	05N
Legal Section	26
Legal Subdivision	CERTIFIED SURV MAP 78
Legal Lot Number	1
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1015
Census Tract	160301

Owner

3631 E O'Brien Rd is owned and occupied by an individual who bought it in June 2015.

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3631 E OBRIEN RD, OAK CREEK, WI 53154-6016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Aug 18, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2015 · Amount on File
Deed Sale	Jun 8, 2015 · Amount on File
Prior Sale	Dec 19, 2003 · Amount on File
Deed Document Number	201510468033
Prior Transfer Date	Mar 25, 1996
Prior Transfer Doc	0007198144
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3631 E OBRIEN RD, OAK CREEK, WI 53154-6016
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011167777
Date	Sep 27, 2021
Instrument	11167777

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3631 E OBRIEN RD, OAK CREEK, WI 53154-6016
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011144886
Date	Jul 29, 2021
Instrument	11144886

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3631 E OBRIEN RD, OAK CREEK, WI 53154-6016
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011531316
Date	Aug 18, 2025
Instrument	11531316

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 17, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3631 E OBRIEN RD, OAK CREEK, WI 53154-6016
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010902359
Date	Aug 29, 2019
Instrument	10902359

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$331,500 (+4.94%) Land $100,800 Building $230,700	$344,400 (+6.33%)
2024	$5,133.00 Homeowner's exemption	$315,900 Land $93,600 Building $222,300	$323,900
2022	$5,249.00 Homeowner's exemption	$284,500 Land $93,600 Building $190,900	$300,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3631 E O'Brien Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3631 E O'Brien Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK CREEK WATERWORKS serves 32,104 people · EPA ID WI2410172
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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