Okaloosa County property record for 3631 Central Cir, Laurel Hill, FL 32567
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,230 sqft · built 1975 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,000 (Aug 2009) |
| Tax Bill | $802 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer Feb 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-9479-6 |
| Primary APN | C56-000-595-9479-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,230 sqft Heated Area |
| Gross Area | 1,799 sqft |
| 1st Floor Area | 930 sqft |
| Upper Floors Area | 300 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 27,878 sqft (0.639 acres) |
| Lot Width | 139 ft Width |
| Garage Type | Mixed |
| Garage Area | 464 sqft |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3631 CENTRAL CIR |
|---|---|
| City | LAUREL HILL |
| State | FL |
| Zip | 32567-8211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 649.6 FT N OF SW COR SEC N 206.44 FT S 88 DEG E138.4 FT S 206.46 FT W 134.8 FT TO POB OR 495 PG 384 |
| Legal Range | 22 |
| Legal Township | 05N |
| Legal Section | 19 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | LAUREL HILL |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 20200 |
3631 Central Cir is owned and occupied by an individual who acquired it in February 2020.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3631 CENTRAL CIR, LAUREL HILL, FL 32567-8211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 17, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 10, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 19, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2009 · Amount on File |
| Deed Sale | Aug 18, 2009 · Amount on File |
| Prior Sale | Jan 10, 2020 |
| Deed Document Number | 0029014786 |
| Last Transfer Date | Feb 17, 2020 |
| Transfer Doc | 0034442389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 10, 2020 |
| Property Address | 3631 CENTRAL CIR, LAUREL HILL, FL 32567-8211 |
| Document Number | 0034374901 |
| Book / Page | 003437 / 004901 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 3329492 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3631 CENTRAL CIR LAUREL HILL FL 325678211, LAUREL HILL, FL 32567-8211 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 17, 2020 |
| Property Address | 3631 CENTRAL CIR, LAUREL HILL, FL 32567-8211 |
| Document Number | 0034442389 |
| Book / Page | 003444 / 002389 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 3337999 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3631 CENTRAL CIR LAUREL HILL FL 325678211, LAUREL HILL, FL 32567-8211 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 10, 2019 |
| Property Address | 3631 CENTRAL CIR, LAUREL HILL, FL 32567-8211 |
| Document Number | 0034180384 |
| Book / Page | 003418 / 000384 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 3303619 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3631 CENTRAL CIR LAUREL HILL FL 325678211, LAUREL HILL, FL 32567-8211 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 19, 2019 |
| Property Address | 3631 CENTRAL CIR, LAUREL HILL, FL 32567-8211 |
| Document Number | 0034142928 |
| Book / Page | 003414 / 002928 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 3298872 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3631 CENTRAL CIR LAUREL HILL FL 325678211, LAUREL HILL, FL 32567-8211 |
The 2025 property tax bill for 3631 Central Cir was $802 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $802.00 Homeowner's exemption | $94,474 | $124,613 Land $5,783 Building $118,830 |
| 2023 | $623.00 (+4.01%) Homeowner's exemption | $89,137 (+3%) | $119,299 (+8.64%) Land $4,913 Building $114,386 |
| 2022 | $599.00 Homeowner's exemption | $86,541 | $109,807 Land $3,958 Building $105,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3631 Central Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2009) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3631 Central Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Fidium Fiber DSL | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon.
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