3631 Braden Dr, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 3631 Braden Dr, Charlotte, NC 28216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1970
Lot Size	0.205 acres (8,956 sqft)
Owner	Individual Name on File
Tax Bill	$2,250 (2023)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`039-304-11`

Property Details

APN / Parcel Number

Primary APN	`039-304-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,519 sqft Heated Area
Gross Area	1,575 sqft
1st Floor Area	1,519 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,956 sqft (0.205 acres)
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	039-304-11
Street Address	3631 BRADEN DR
City	CHARLOTTE
State	NC
Zip	28216-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L125 M15-81
Legal Subdivision	GARDEN CITY
Legal Lot Number	125
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2009
Census Tract	4400

Owner

3631 Braden Dr is owned and occupied by an individual who acquired it in September 1971.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3631 BRADEN DR, CHARLOTTE, NC 28216-3125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Dec 15, 2016	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1971
Deed Sale	Sep 1, 1971
Deed Document Number	0003277161
Record Updated	Jun 7, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3631 BRADEN DR, CHARLOTTE, NC 28216-3125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041087
Date	Apr 10, 2019
Book Page	33416/725
Instrument	2019041087

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3631 BRADEN DR, CHARLOTTE, NC 28216-3125
Document Number	0000011618
Book / Page	031527 / 000183
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Feb 3, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 BRADEN DR CHARLOTTE NC 282163125, CHARLOTTE, NC 28216-3125

Mortgage

Document Number	0000011618
Date	Jan 27, 2017
Book Page	031527/000183
Instrument	11618

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3631 Braden Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2011–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3631 Braden Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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