3631 Bobcat Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 3631 Bobcat Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1997
Lot Size	1.26 acres (55,321 sqft)
Owner	2 Company Names on Record
Last Sale	$215,000 (May 2006)
Tax Bill	$1,593 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-08-040`

Property Details

APN / Parcel Number

Primary APN	`206-08-040`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Wood
Roof Material	Metal
Lot Area	55,321 sqft
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Deck Area	Deck Area
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3631 BOBCAT TRL
City	OVERGAARD
State	AZ
Zip	85933-3282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TIMBERLAKE PINES #6 LOT 40
Legal Range	17E
Legal Township	12N
Legal Section	19
Legal Subdivision	TIMBERLAKE PINES #6
Legal Lot Number	40
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1007
Census Tract	964201

Owner

Source: Navajo County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3201 N BOULDER CYN, MESA, AZ 85207-1846
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Nov 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2006 · Amount on Record
Deed Sale	May 2, 2006 · Amount on Record
Deed Document Number	200613221
Last Transfer Date	Nov 29, 2017
Transfer Doc	0000018559
Record Updated	Sep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 3, 2026
Property Address	3631 BOBCAT TRL, OVERGAARD, AZ 85933-3282
Document Number	0000011447
Instrument Date	Jul 29, 2026
Instrument	202611447
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3201 N BOULDER CYN, MESA, AZ 85207-1846

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3631 BOBCAT TRL, OVERGAARD, AZ 85933-3282
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008094
Date	Apr 14, 2021
Instrument	2021-08094

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Nov 30, 2017
Property Address	3631 BOBCAT TRL, OVERGAARD, AZ 85933-3282
Document Number	0000018559
Map Reference	MB9 PG40
Instrument Date	Nov 29, 2017
Instrument	2017-18559
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 W GOLDEN ST, GILBERT, AZ 85233-8206

Mortgage

Document Number	0000018560
Date	Nov 30, 2017
Instrument	2017-18560

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$282,811 (-2.77%) Land $27,206 Building $255,605
2026			$290,872 (+8%) Land $31,021 Building $259,851
2025	$1,593.00 (+4.19%)	$26,933 Land $3,264 Building $23,669	$269,336 Land $32,643 Building $236,693
2023	$1,529.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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