Kendall County property record for 3631 Bailey St, Plano, IL 60545
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,374 sqft · built 2005 |
| Lot Size | 0.276 acres (12,006 sqft) |
| Owner | Individual Name on File |
| Last Sale | $267,000 (May 2021) |
| Tax Bill | $10,148 (2024) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-25-303-008 |
| Primary APN | 01-25-303-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,374 sqft Living Area |
| Gross Area | 4,026 sqft |
| 1st Floor Area | 2,374 sqft |
| Basement Area | 1,232 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,006 sqft (0.276 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3631 BAILEY ST |
|---|---|
| City | PLANO |
| State | IL |
| Zip | 60545-2064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 455 LAKEWOOD SPRINGS UNIT 2B, CITY OF PLANO |
| Legal Subdivision | LAKEWOOD SPRINGS |
| Legal Lot Number | 455 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | LITTLE ROCK |
| Census Block Group | 3 |
| Census Block | 3094 |
| Census Tract | 890501 |
3631 Bailey St is owned and occupied by an individual who bought it in May 2021.
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3631 BAILEY ST, PLANO, IL 60545-2064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| May 10, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on File |
| Deed Sale | May 10, 2021 · Amount on File |
| Prior Sale | Sep 9, 2015 · Amount on File |
| Deed Document Number | 202111935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 3631 BAILEY ST, PLANO, IL 60545-2064 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3631 BAILEY ST, PLANO, IL 60545-2064 |
| Document Number | 0000013656 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 202500013656 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.2% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 10, 2021 |
| Property Address | 3631 BAILEY ST, PLANO, IL 60545-2064 |
| Document Number | 0000011935 |
| Map Reference | DOC 2004-00005909 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 202100011935 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | LANDTRUST NATIONAL TITLE SERVICES, LANDTRUST NATIONAL TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3631 BAILEY ST, PLANO, IL 60545-2064 |
| Document Number | 0000011936 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 202100011936 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Little Rock Township |
| Municipality | Plano City |
| Unified School District | Yorkville Community Unit School District 115 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133,989 Land $10,918 Building $123,071 | $401,967 Land $32,754 Building $369,213 | |
| 2024 | $10,148.00 | ||
| 2022 | $87,034 Land $7,610 Building $79,424 | $261,102 Land $22,830 Building $238,272 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3631 Bailey St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1997–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3631 Bailey St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLANO serves 12,600 people · EPA ID IL0930200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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