3631 1st St, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3631 1st St, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1960
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$401,200 (Oct 2023)
Tax Bill	$4,127 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174000-0000`

Property Details

APN / Parcel Number

Primary APN	`174000-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,198 sqft
1st Floor Area	1,568 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	54 sqft
Deck Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3631 1ST ST
City	SAINT AUGUSTINE
State	FL
Zip	32086-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8/21 BARNES SUBDIVISION LOT 9 OR5833/1919(T/R)
Legal Range	30E
Legal Township	08S
Legal Section	07
Legal Subdivision	BARNES SUBDIVISION
Legal Block	3
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3019
Census Tract	21302

Owner

Source: St. Johns County records · APN 174000-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3631 15T ST, ST AUGUSTINE, FL 32086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2023 · Amount on Record
Deed Sale	Oct 02, 2023 · Amount on Record
Prior Sale	Dec 23, 2014
Deed Document Number	202377388
Deed Book / Page	5833 / 1919
Prior Transfer Date	Oct 14, 2011
Prior Transfer Doc	0034840645
Record Updated	Jun 08, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 02, 2023
Property Address	3631 1ST ST, SAINT AUGUSTINE, FL 32086-6320
Document Number	0058331919
Book / Page	5833 / 1919
Map Reference	MB 8 PG 21
Instrument Date	Sep 28, 2023
Instrument	2023077388
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,808.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	780 N PONCE DE LEON BLVD, SAINT AUGUSTINE, FL 32084-3519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 1ST ST, SAINT AUGUSTINE, FL 32086-6320

Mortgage

Document Number	0058331928
Date	Oct 02, 2023
Instrument	5833/1928

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Oct 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	5-Year TN
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,058 (+0.82%) Land $156,135 Building $166,923	$323,058 (+0.82%) Land $156,135 Building $166,923
2025	$4,127.00 (+8.83%) Homeowner's exemption	$320,425 (-0.37%)	$320,425 (-8.13%) Land $156,135 Building $164,290
2024	$3,792.00 (+148.98%) Homeowner's exemption	$321,614 (+130.74%)	$348,784 (+7.85%) Land $156,135 Building $192,649
2023	$1,523.00 (+3.96%) Homeowner's exemption	$139,383 (+3%)	$323,388 (+35.56%) Land $156,135 Building $167,253
2022	$1,465.00 Homeowner's exemption	$135,323	$238,563 Land $94,080 Building $144,483

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force 49 of 57 on primary residences
Nearby Flood Claims	8 (1992–2016)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Oct 2016, tidal / storm surge, Hurricane Matthew
Flood Events	Hurricane Matthew (Oct 2016), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.