3630 Winter Laurel Ter, Olney, MD 20832 Property Records

Montgomery County property record for 3630 Winter Laurel Ter, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,662 sqft · built 1983
Lot Size	0.313 acres (13,617 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Sep 1996)
Tax Bill	$6,862 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-02180523`

Property Details

APN / Parcel Number

Primary APN	`08-02180523`
Alternative APN	`02180523`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,617 sqft (0.313 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	152 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02180523
Street Address	3630 WINTER LAUREL TER
City	OLNEY
State	MD
Zip	20832-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	WILLIAMSBURG VILLAGE
Legal Subdivision	WILLIAMSBURG VILLAGE
Legal Block	5
Legal Lot Number	30
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	4
Census Block	4005
Census Tract	701312

Owner

3630 Winter Laurel Ter is owned and occupied by two individuals who bought it in September 1996.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3630 WINTER LAUREL TER, OLNEY, MD 20832-2242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1996 · Amount on File
Deed Sale	Sep 30, 1996 · Amount on File
Deed Document Number	199678522
Deed Book / Page	14397 / 732
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 21, 2026
Property Address	3630 WINTER LAUREL TER, OLNEY, MD 20832-2242
Document Number	7085000166
Book / Page	70854 / 166
Instrument Date	Aug 17, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ACCURATE GROUP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 WINTER LAUREL TER, OLNEY, MD 20832-2242

Mortgage

Document Number	7085000166,
Date	Aug 21, 2026
Book Page	70854/166

Lender

Name	ATLANTIC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3630 Winter Laurel Ter was $6,862.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$618,033 (+3.71%)	$662,300 (+11.14%) Land $286,100 Building $376,200
2025	$6,862.00	$595,900 Land $272,500 Building $323,400	$595,900 Land $272,500 Building $323,400
2023		$501,167	$595,900 Land $272,500 Building $323,400
2022	$4,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3630 Winter Laurel Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3630 Winter Laurel Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20