3630 Wiles Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 3630 Wiles Ln, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,452 sqft · built 2023
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Company Names on File
Last Sale	$750,000 (Feb 2026)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Jul 2022 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`256-0102-030-0000`

Property Details

APN / Parcel Number

Primary APN	`256-0102-030-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,452 sqft Living Area
1st Floor Area	2,452 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Composition Shingle
Lot Area	11,151 sqft (0.256 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3630 WILES LN
City	CARMICHAEL
State	CA
Zip	95608-2961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL MAP, LOT 2, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	PARCEL MAP
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1013
Census Tract	5901

Owner

Source: Sacramento County records · APN 256-0102-030-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4223 JOSH CT, CARMICHAEL, CA 95608-2489
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2021	Deed of Trust, Mortgage · Construction Mortgage COBIN FAMILY TRUST
Jul 13, 2022	Deed of Trust, Mortgage · Construction Mortgage BLACK HORSE CAPITAL INC
Feb 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 05, 2026	Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 03, 2022	Intrafamily Transfer, Transfer
Mar 05, 2021	Deed of Trust, Mortgage · Construction Mortgage COBIN FAMILY TRUST
Sep 14, 2020	Deed of Trust, Mortgage GENEVA FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2026 · Amount on Record
Deed Sale	Feb 05, 2026 · Amount on Record
Deed Book / Page	20260205 / 49
Prior Transfer Date	Jan 30, 2026
Prior Transfer Doc	2026000048
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3630 WILES LN, CARMICHAEL, CA 95608-2961
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 JOSH CT, CARMICHAEL, CA 95608-2489

Mortgage

Document Number	0000001482
Date	Mar 05, 2021
Instrument	202103051482

Lender

Name	COBIN FAMILY TRUST
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3630 WILES LN, CARMICHAEL, CA 95608-2961
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 JOSH CT, CARMICHAEL, CA 95608-2489

Mortgage

Document Number	0000000963
Date	Jul 13, 2022
Instrument	2022071300963

Lender

Name	BLACK HORSE CAPITAL INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3630 WILES LN, CARMICHAEL, CA 95608-2961
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 JOSH CT, CARMICHAEL, CA 95608-2489

Mortgage

Document Number	0000000077
Date	Feb 23, 2023
Instrument	2023022300077

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 05, 2026
Property Address	3630 WILES LN, CARMICHAEL, CA 95608-2961
Document Number	0000000049
Map Reference	MB 239 PG 9
Instrument Date	Jan 07, 2026
Instrument	202602050049
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3630 WILES LN, CARMICHAEL, CA 95608-2961

Mortgage

Document Number	0000000050
Date	Feb 05, 2026
Instrument	202602050050

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 03, 2022
Property Address	3630 WILES LN, CARMICHAEL, CA 95608-2961
Document Number	0000000714
Map Reference	MB 239 PG 9
Instrument Date	Jul 28, 2022
Instrument	2022080300714
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4223 JOSH CT, CARMICHAEL, CA 95608-2489

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3630 WILES LN, CARMICHAEL, CA 95608-2961
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 JOSH CT, CARMICHAEL, CA 95608-2489

Mortgage

Document Number	3050000001482
Date	Mar 05, 2021
Book Page	20210305/1482

Lender

Name	COBIN FAMILY TRUST
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3630 WILES LN, CARMICHAEL, CA 95608-2961
Document Number	2009141824
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 05, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4223 JOSH CT CARMICHAEL CA 956082489, CARMICHAEL, CA 95608-2489

Mortgage

Document Number	2009141824
Date	Sep 14, 2020
Instrument	2009141824

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$651,859 (+2%) Land $68,195 Building $583,664
2025	$7,656.00 (+0.96%)	$639,078 (+14.27%) Land $66,858 Building $572,220
2024	$7,583.00 (+12.59%)
2023	$6,735.00 (+754.7%)	$559,263 Land $64,263 Building $495,000
2022	$788.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670059011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1986–1995)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jan 1995, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims By Storm	Severe Storms & Flooding, Feb 1986 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 461 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
Succeed.Net	Fixed Wireless (unlicensed)	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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