3630 Scepter Cir, Duluth, GA 30096 Property Records

Gwinnett County property record for 3630 Scepter Cir, Duluth, GA 30096

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,876 sqft · built 1996
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Jun 2015)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-266A-081`

Property Details

APN / Parcel Number

Primary APN	`6-266A-081`
Alternative APNs	`R6266A-081` `2283505`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
Gross Area	3,308 sqft
Basement Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3630 SCEPTER CIR
City	DULUTH
State	GA
Zip	30096-3898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L20 BB REGENCY PARK #2
Legal Subdivision	REGENCY PARK
Legal Block	B
Legal Lot Number	20
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3001
Census Tract	50222

Owner

Source: Gwinnett County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3630 SCEPTER CIR, DULUTH, GA 30096-3898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN ONE
Feb 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2015 · Amount on Record
Deed Sale	Jun 30, 2015 · Amount on Record
Prior Sale	Jul 12, 2010
Deed Document Number	201515543
Deed Book / Page	53671 / 351
Prior Transfer Date	May 5, 2009
Prior Transfer Doc	0049942768
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Recording Date	Aug 27, 2026
Property Address	3630 SCEPTER CIR, DULUTH, GA 30096-3898
Document Number	6272000491
Book / Page	62726 / 491
Instrument Date	Aug 12, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 SCEPTER CIR, DULUTH, GA 30096-3898

Mortgage

Document Number	6272000491,
Date	Aug 27, 2026
Book Page	62726/491

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2051

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3630 SCEPTER CIR, DULUTH, GA 30096-3898
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 SCEPTER CIR, DULUTH, GA 30096-3898

Mortgage

Document Number	0590700762
Date	Aug 16, 2021
Book Page	0000059070/0000000762

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3630 SCEPTER CIR, DULUTH, GA 30096-3898
Document Number	0574810121
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 SCEPTER CIR DULUTH GA 300963898, DULUTH, GA 30096-3898

Mortgage

Document Number	0574810121
Date	May 14, 2020
Book Page	057481/000121

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	GAHANNA, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3630 SCEPTER CIR, DULUTH, GA 30096-3898
Document Number	0564420373
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 SCEPTER CIR DULUTH GA 300963898, DULUTH, GA 30096-3898

Mortgage

Document Number	0564420373
Date	Mar 4, 2019
Book Page	056442/000373

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,334.00 (+16.04%)	$191,960 (+7.55%) Land $29,920 Building $162,040	$479,900 (+7.55%) Land $74,800 Building $405,100
2023	$3,735.00	$178,480 Land $28,000 Building $150,480
2022			$446,200 Land $70,000 Building $376,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Spectrum.

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