Okaloosa County property record for 3630 Monique Ct, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1992 |
| Lot Size | 0.177 acres (7,695 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $446,000 (Mar 2022) |
| Tax Bill | $3,793 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-589-4319-2 |
| Primary APN | C56-000-589-4319-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 2,237 sqft |
| 1st Floor Area | 1,380 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 7,695 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 225 sqft |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3630 MONIQUE CT |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BENNING VILLAGE LOT 1 |
| Legal Subdivision | BENNING VILLAGE |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23306 |
3630 Monique Ct is owned and occupied by two individuals who bought it in March 2022.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3630 MONIQUE CT, DESTIN, FL 32541-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 2, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Prior Sale | Sep 2, 2021 · Amount on File |
| Deed Document Number | 20223530885 |
| Deed Book / Page | 3607 / 2046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 2, 2022 |
| Property Address | 3630 MONIQUE CT, DESTIN, FL 32541-1632 |
| Document Number | 0036072046 |
| Book / Page | 3607 / 2046 |
| Map Reference | MB 12 PG 42 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 3530885 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,122.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3630 MONIQUE CT, 3630, DESTIN, FL 32541-1632 |
| Name | Verified Name |
|---|---|
| Address | 3630 MONIQUE CT, DESTIN, FL 32541-1632 |
| Document Number | 0036072048 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 3607/2048 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 2, 2021 |
| Property Address | 3630 MONIQUE CT, DESTIN, FL 32541-1632 |
| Document Number | 0035710622 |
| Book / Page | 3571 / 622 |
| Map Reference | MB 12 PG 42 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 3485387 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 STAHLMAN AVE, 314, DESTIN, FL 32541-1537 |
| Name | Verified Name |
|---|---|
| Address | 212 HARBOR BLVD, DESTIN, FL 32541-7336 |
| Document Number | 3571624 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 3571/624 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 3630 Monique Ct was $3,793.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,793.00 | $320,325 Land $109,108 Building $211,217 | $320,325 Land $109,108 Building $211,217 |
| 2023 | $3,685.00 (+6.23%) | $308,531 (+7.15%) Land $99,000 Building $209,531 | $308,531 (+7.15%) Land $99,000 Building $209,531 |
| 2022 | $3,469.00 | $287,939 Land $90,000 Building $197,939 | $287,939 Land $90,000 Building $197,939 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3630 Monique Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3630 Monique Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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