3630 Elrene Rd, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 3630 Elrene Rd, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,091 sqft · built 1990
Lot Size	1.32 acres (57,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (May 2017)
Tax Bill	$9,438 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-62705-01-010`

Property Details

APN / Parcel Number

Primary APN	`10-62705-01-010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,091 sqft Living Area
Gross Area	4,907 sqft
1st Floor Area	4,091 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	57,524 sqft (1.32 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3630 ELRENE RD
City	SAINT PAUL
State	MN
Zip	55123-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAARUP ADDITION 1 1
Legal Subdivision	RAARUP ADDITION
Legal Block	1
Legal Lot Number	10
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1001
Census Tract	60728

Owner

Source: Dakota County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3630 ELRENE RD, SAINT PAUL, MN 55123-1205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
May 31, 2017	Warranty Deed, Transfer · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Document Number	2017777790
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3630 ELRENE RD, EAGAN, MN 55123-1205
Document Number	0000821647
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3630 ELRENE RD EAGAN MN 551231205, EAGAN, MN 55123-1205

Mortgage

Document Number	0000821647
Date	May 27, 2020
Instrument	821647

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 26, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	May 31, 2017
Property Address	3630 ELRENE RD, EAGAN, MN 55123-1205
Document Number	0000777790
Instrument Date	May 26, 2017
Instrument	777790
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,095.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3630 ELRENE RD, EAGAN, MN 55123-1205

Mortgage

Document Number	0000777791
Date	May 31, 2017
Instrument	777791

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000777792
Date	May 31, 2017
Instrument	777792

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,438.00	$762,700 Land $186,700 Building $576,000	$762,700 Land $186,700 Building $576,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Southeast MN Wifi.

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