3630 E 39th St, Des Moines, IA 50317 Property Records

Polk County property record for 3630 E 39th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,370 sqft · built 1936
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Jan 2020)
Tax Bill	$3,824 (2024)
Deeds & Mortgages	May 2026 Line of Credit Jan 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060/06221-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/06221-000-000`
Alternative APN	`792328103034`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3630 E 39TH ST
City	DES MOINES
State	IA
Zip	50317-5830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 HIGHMOOR
Legal Subdivision	HIGHMOOR
Legal Lot Number	42
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1004
Census Tract	102

Owner

Source: Polk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3630 E 39TH ST, DES MOINES, IA 50317-5830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Jan 10, 2020	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
May 2, 2019	Grant Deed, Transfer NOT AVAILABLE
Mar 21, 2019	Warranty Deed, Foreclosure NOT AVAILABLE
Feb 28, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	202019-00060901
Deed Book / Page	17661 / 676
Prior Transfer Date	Nov 27, 1999
Prior Transfer Doc	0000052509
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	May 18, 2026
Property Address	3630 E 39TH ST, DES MOINES, IA 50317-5830
Document Number	0000028600
Book / Page	20521 / 447
Instrument Date	May 13, 2026
Instrument	202628600
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 E 39TH ST, DES MOINES, IA 50317-5830

Mortgage

Document Number	0000028600,
Date	May 18, 2026
Book Page	20521/447
Instrument	202628600

Lender

Name	CENTRAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2036

Interest

Rate	6.3%
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 10, 2020
Property Address	3630 E 39TH ST, DES MOINES, IA 50317-5830
Document Number	201900060901
Book / Page	17661 / 0676
Instrument Date	Jan 8, 2020
Instrument	2019-00060901
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$253.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 E 39TH ST, DES MOINES, IA 50317-5830
Investor	Possibly a Property Investor

Mortgage

Document Number	201900060903
Date	Jan 10, 2020
Instrument	2019-00060903

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	201900060904
Date	Jan 10, 2020
Book Page	17661/0698
Instrument	2019-00060904

Lender

Name	LOWA FINANCE AUTHORITY
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	May 2, 2019
Property Address	3630 E 39TH ST, DES MOINES, IA 50317-5830
Document Number	0000077512
Book / Page	017312 / 000693
Instrument Date	Apr 29, 2019
Instrument	77512
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 32ND ST SE ALTOONA IA 500092186, ALTOONA, IA 50009-2186

March 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 21, 2019
Property Address	3630 E 39TH ST, DES MOINES, IA 50317-5830
Document Number	0000066567
Book / Page	017266 / 000223
Instrument Date	Mar 18, 2019
Instrument	66567
Transaction Type	Foreclosure
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Feb 28, 2019
Property Address	3630 E 39TH ST, DES MOINES, IA 50317-5830
Document Number	0000061909
Book / Page	017246 / 000395
Instrument Date	Feb 21, 2019
Instrument	61909
Transaction Type	Foreclosure
Record Updated	Mar 11, 2019

Transaction

Amount	Amount Recorded
Tax	$137.12
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 S DOUGLASS RD #200A ANAHEIM CA 928065948, 200A, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,600 (+12.96%) Land $41,000 Building $178,600	$219,600 (+12.96%) Land $41,000 Building $178,600
2024	$3,824.00 (+28.67%)
2023		$194,400 Land $35,800 Building $158,600	$194,400 Land $35,800 Building $158,600
2020	$2,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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