3630 E 21st Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3630 E 21st Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,800 sqft · built 1972
Lot Size	0.188 acres (8,178 sqft)
Owner	Individual Name on File
Last Sale	$138,900 (Nov 2004)
Tax Bill	$3,757 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35274.2918`

Property Details

APN / Parcel Number

Primary APN	`35274.2918`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	600 sqft
Unfinished Basement	600 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,178 sqft (0.188 acres)
Lot Dimensions	163 ft deep x 50 ft wide
Garage Area	1 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3630 E 21ST AVE
City	SPOKANE
State	WA
Zip	99223-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LINCOLN HTS N1/2 L6 B125
Legal Range	43E
Legal Township	25N
Legal Section	27
Legal Subdivision	LINCOLN HTS
Legal Block	125
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3009
Census Tract	4602

Owner

3630 E 21st Ave is owned and occupied by an individual who acquired it in July 2024.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3630 E 21ST AVE, SPOKANE, WA 99223-5416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2004 · Amount on File
Deed Sale	Nov 24, 2004 · Amount on File
Prior Sale	Jun 4, 2004 · Amount on File
Deed Document Number	20045150509
Last Transfer Date	Jul 19, 2024
Transfer Doc	0007364548
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3630 E 21ST AVE, SPOKANE, WA 99223-5416
Document Number	0006686537
Instrument Date	Feb 24, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 E 21ST AVE SPOKANE WA 992235416, SPOKANE, WA 99223-5416

Mortgage

Document Number	0006686537
Date	Mar 6, 2018
Instrument	6686537

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3630 E 21st Ave was $3,757, up 3.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,757.00 (+3.93%)	$377,500 (+2.72%) Land $120,000 Building $257,500	$377,500 (+2.72%) Land $120,000 Building $257,500
2025	$3,615.00	$367,500 (+6.74%) Land $110,000 Building $257,500	$367,500 (+6.74%) Land $110,000 Building $257,500
2024		$344,300 (+25.06%) Land $80,000 Building $264,300	$344,300 (+25.06%) Land $80,000 Building $264,300
2023	$3,368.00 (+4.56%)	$275,300 Land $65,000 Building $210,300	$275,300 Land $65,000 Building $210,300
2022	$3,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3630 E 21st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3630 E 21st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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