3630 Cinnamon Fern Loop, Clermont, FL 34714 Property Records

Lake County property record for 3630 Cinnamon Fern Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,651 sqft · built 1996
Lot Size	0.158 acres (6,875 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Nov 2021)
Tax Bill	$760 (2024)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-2000-000-01800`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-2000-000-01800`
Alternative APNs	`262414200000001800` `3610008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,651 sqft Living Area
Gross Area	2,091 sqft
1st Floor Area	1,651 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,875 sqft (0.158 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Open Porch
Porch Area	217 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3610008
Street Address	3630 CINNAMON FERN LOOP
City	CLERMONT
State	FL
Zip	34714-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	THE SAVANNAS PHASE I SUB LOT 18 PB 36 PGS 10-12 ORB 5835 PG 2190
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	THE SAVANNAS PHASE I SUB
Legal Tract	2000
Legal Lot Number	18
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2041
Census Tract	31314

Owner

3630 Cinnamon Fern Loop is owned and occupied by an individual who bought it in November 2021.

Source: Lake County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3630 CINNAMON FERN LOOP, CLERMONT, FL 34714-7214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Affidavit of Death of Joint Tenant, Transfer NORTH AMERICAN TITLE COMPANY
Nov 12, 2021	Warranty Deed, Transfer · VA Mortgage SUMMIT MORTGAGE CORP
Oct 8, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Apr 11, 1996 · Amount on File
Deed Document Number	2021157421
Deed Book / Page	5835 / 2190
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	0058120294
Record Updated	Oct 29, 2026

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE FL
Recording Date	Nov 12, 2021
Property Address	3630 CINNAMON FERN LOOP, CLERMONT, FL 34714-7214
Document Number	0058352187
Book / Page	5835 / 2187
Map Reference	MB 36 PG 10
Instrument Date	Nov 8, 2021
Instrument	2021157418
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 12, 2021
Property Address	3630 CINNAMON FERN LOOP, CLERMONT, FL 34714-7214
Document Number	0058352190
Book / Page	5835 / 2190
Map Reference	MB 36 PG 10
Instrument Date	Nov 2, 2021
Instrument	2021157421
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 CALINCO DR APT 205, 205, GRANBURY, TX 76048-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 CINNAMON FERN LOOP, CLERMONT, FL 34714-7214

Mortgage

Document Number	0058352192
Date	Nov 12, 2021
Book Page	5835/2192
Instrument	2021157422

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Oct 8, 2021
Property Address	3630 CINNAMON FERN LOOP, CLERMONT, FL 34714-7214
Document Number	0058120294
Book / Page	5812 / 294
Map Reference	MB 36 PG 10-12
Instrument Date	Jan 8, 2021
Instrument	2021139833
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3630 CINNAMON FERN LOOP, CLERMONT, FL 34714-7214

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,470 (+2.9%)	$299,568 (-) Land $79,500 Building $220,068
2025		$259,940 Land $79,500 Building $180,440	$299,568 Land $79,500 Building $220,068
2024	$760.00 (+33.33%)
2023	$570.00 (+37.02%) Homeowner's exemption Widower's exemption Additional exemption filed	$245,270 (+3%)	$293,036 (+23.06%) Land $79,500 Building $213,536
2022	$416.00 Homeowner's exemption Widower's exemption Additional exemption filed	$238,129	$238,129 Land $43,000 Building $195,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3630 Cinnamon Fern Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3630 Cinnamon Fern Loop is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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