3630 Becker St, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 3630 Becker St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,749 sqft · built 2006
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,377 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 60.19-2-85.1`

Property Details

APN / Parcel Number

Primary APN	`422400 60.19-2-85.1`
Alternative APN	`240006001900020850000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,749 sqft Living Area
1st Floor Area	1,559 sqft
2nd Floor Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	271 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3630 BECKER ST
City	SCHENECTADY
State	NY
Zip	12304-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	85.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	3
Census Block	3001
Census Tract	31902

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.19-2-85.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3630 BECKER ST, SCHENECTADY, NY 12304-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	3630 BECKER ST, SCHENECTADY, NY 12304-2424
Document Number	0000031021
Book / Page	004772 / 000433
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 BECKER ST SCHENECTADY NY 123042424, SCHENECTADY, NY 12304-2424

Mortgage

Document Number	0000031021
Date	Jul 12, 2017
Book Page	004772/000433
Instrument	31021

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,377.00	$328,000 (-) Land $59,000 Building $269,000	$485,900 (+17.03%) Land $87,403 Building $398,497
2023		$328,000 Land $59,000 Building $269,000	$415,200 Land $74,685 Building $340,515

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 238 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.