3630 10th St, North Beach, MD 20714 Property Records

Calvert County property record for 3630 10th St, North Beach, MD 20714

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,032 sqft · built 1992
Lot Size0.121 acres (5,250 sqft)
Owner2 Individual Names on Record
Last Sale$110,400 (Dec 1991)
Tax Bill$2,946 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-146235

Property Details

APN / Parcel Number

Primary APN03-146235
Alternative APNs
  • 3146235
  • 146235

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,032 sqft Total Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,250 sqft (0.121 acres)
PorchSlab
Porch Area144 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number146235
Street Address3630 10TH ST
CityNORTH BEACH
StateMD
Zip20714-3032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLTS 29 & 30 BLK 57 NORTH CHES BEACH
Legal SubdivisionNORTH CHES BEACH
Legal Block57
Legal Lot Number29,30
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1001
Census Tract860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3630 10TH ST, NORTH BEACH, MD 20714-3032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TRUIST BANK
Apr 22, 2022Deed of Trust, Mortgage · FHA Mortgage
TRUIST BANK
Jul 28, 2021Deed of Trust, Mortgage · FHA Mortgage
FIRST HOME MORTGAGE CORP
Oct 5, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 1991 · Amount on Record
Deed SaleDec 27, 1991 · Amount on Record
Deed Book / Page585 / 225
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3630 10TH ST, NORTH BEACH, MD 20714-3032
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3630 10TH ST, NORTH BEACH, MD 20714-3032

Mortgage

Document Number0065580438
DateApr 24, 2024
Book Page6558/438
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term479 Months
DueMar 1, 2064

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3630 10TH ST, NORTH BEACH, MD 20714-3032
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3630 10TH ST, NORTH BEACH, MD 20714-3032

Mortgage

Document Number0062660439
DateApr 22, 2022
Book Page6266/439
Lender
NameTRUIST BANK
TypeBank
AddressCASHION, OK 73016
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term306 Months
DueOct 1, 2047

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3630 10TH ST, NORTH BEACH, MD 20714-3032
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3630 10TH ST, NORTH BEACH, MD 20714-3032

Mortgage

Document Number0060340346
DateJul 28, 2021
Book Page6034/346
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term315 Months
DueOct 1, 2047

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3630 10TH ST, NORTH BEACH, MD 20714-3032
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMARYLAND TRUST TITLE & ESCRO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050750440
DateOct 5, 2017
Book Page5075/440
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,567 (+15.83%)$283,700 (+9.96%) Land $87,700 Building $196,000
2025$2,946.00 (+23.21%)
2023$2,391.00$230,133$258,000 Land $87,700 Building $170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies100 units insured
incl. 27 condo units
Nearby Flood Claims16 (2003–2024)
Claims Outside the SFHA1 of 16
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on 10th St

Nearby Streets

Search Property Records by Address or Parcel Number