363 Vail Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 363 Vail Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 1991
Lot Size	0.25 acres (10,881 sqft)
Owner	Company Name on Record
Last Sale	$385,000 (Jul 2022)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Jul 2022 Sale Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-09-687044-000480`

Property Details

APN / Parcel Number

Primary APN	`26-29-09-687044-000480`
Alternative APNs	`092926687044000480` `92926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	2,049 sqft
1st Floor Area	1,543 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,881 sqft (0.25 acres)
Lot Dimensions	136 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	288 sqft
Porch	Finished/Open Porch
Porch Area	99 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	363 VAIL DR
City	WINTER HAVEN
State	FL
Zip	33884-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR COVE PHASE TWO PB 80 PGS 12 & 13 LOT 48
Legal Range	26E
Legal Township	29S
Legal Section	09
Legal Subdivision	CEDAR COVE PHASE TWO
Legal Phase	2
Legal Tract	687044
Legal Block	1
Legal Lot Number	48
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1049
Census Tract	14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 SAINT THOMAS ST # 801, TORONTO, ON M5S 2
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer REALTECH TITLE LLC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Jul 24, 2013 · Amount on Record
Deed Document Number	2022196133
Deed Book / Page	12344 / 366
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 19, 2022
Property Address	363 VAIL DR, WINTER HAVEN, FL 33884-2834
Document Number	0000196133
Book / Page	12344 / 366
Map Reference	MB 80 PG 12
Instrument Date	Jul 15, 2022
Instrument	2022196133
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4101 S NAVAJO ST, 4101, ENGLEWOOD, CO 80110-4455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	363 VAIL DR, WINTER HAVEN, FL 33884-2834
Document Number	0113150321
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	363 VAIL DR WINTER HAVEN FL 338842834, WINTER HAVEN, FL 33884-2834

Mortgage

Document Number	0113150321
Date	Jul 28, 2020
Book Page	011315/000321
Instrument	152155

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 27, 2040

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,601 (-0.06%) Land $33,000 Building $243,601	$276,601 (-0.06%) Land $33,000 Building $243,601
2025	$3,668.00 (-19.42%)	$276,760 (-1.26%) Land $33,000 Building $243,760	$276,760 (-1.26%) Land $33,000 Building $243,760
2024	$4,552.00 (+1.86%)
2023	$4,469.00 (+176.03%)	$280,290 (+145.94%) Land $32,000 Building $248,290	$280,290 (+15.9%) Land $32,000 Building $248,290
2022	$1,619.00	$113,966	$241,843 Land $27,000 Building $214,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Vail Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures