363 Summit Rd, Mount Madonna (Watsonville), CA 95076 Property Records

Santa Cruz County property record for 363 Summit Rd, Mount Madonna, CA 95076

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Lot Size	23.1 acres (1,008,850 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Oct 2018)
Tax Bill	$532 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106-281-21`

Property Details

APN / Parcel Number

Primary APN	`106-281-21`
Alternative APN	`106-281-21-000`

Exterior

Lot Area	1,008,850 sqft

Location & Zoning

Street Address	363 SUMMIT RD
City	MT MADONNA
State	CA
Zip	95076-9780
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	TP-O
Legal Subdivision	814 LA CIMA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	122401

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1630 LANA WAY, B, HOLLISTER, CA 95023-2532
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	201832813
Record Updated	Sep 20, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 31, 2018
Property Address	363 SUMMIT RD, MT MADONNA, CA 95076-9780
Document Number	0000032813
Map Reference	MB 66 PG 25
Instrument Date	Oct 25, 2018
Instrument	2018-0032813
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1145 BAY TREE DR, GILROY, CA 95020-7427

Mortgage

Document Number	0000032814
Date	Oct 31, 2018
Instrument	2018-0032814

Lender

Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Mortgage

Document Number	0000032814
Date	Oct 31, 2018
Instrument	2018-0032814

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$27,825 (+1.58%) Land $3,451 Building $24,374
2025	$532.00 (+21.18%)	$27,393 (+2.51%) Land $3,497 Building $23,896
2023	$439.00 (+1.15%)	$26,721 Land $3,752 Building $22,969
2022	$434.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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