363 Savage Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 363 Savage Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,257 sqft · built 1999
Lot Size	3.51 acres (152,896 sqft)
Owner	Individual Name on File
Tax Bill	$826 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-31-03-0-00005-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-31-03-0-00005-00`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,257 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	152,896 sqft (3.51 acres)
Garage Type	Mixed
Garage Area	1,140 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	400 sqft

Location & Zoning

Street Address	363 SAVAGE RD
City	HERNANDO
State	MS
Zip	38632-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FLINN S-D 2ND REV LOT 5
Legal Range	07
Legal Township	03
Legal Section	31
Legal Subdivision	FLINN S-D
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	71124

Owner

Source: DeSoto County records · APN 3-07-9-31-03-0-00005-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	363 SAVAGE RD, HERNANDO, MS 38632-8105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Feb 01, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 07, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2020
Deed Sale	Apr 07, 2020
Deed Document Number	0000916587
Deed Book / Page	916 / 587
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	363 SAVAGE RD, HERNANDO, MS 38632-8105
Transaction Type	Mortgage
Record Updated	Dec 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 SAVAGE RD, HERNANDO, MS 38632-8105

Mortgage

Document Number	005633/255
Date	Nov 15, 2022
Book Page	5633/255

Lender

Name	CADENCE BANK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	363 SAVAGE RD, HERNANDO, MS 38632-8105
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004466/325
Date	Dec 15, 2017
Book Page	4466/325
Instrument	T04466-00325

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 05, 2024

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	363 SAVAGE RD, HERNANDO, MS 38632-8105
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 SAVAGE RD, HERNANDO, MS 38632-8105

Mortgage

Document Number	005151/227
Date	Feb 01, 2021
Book Page	5151/227

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 07, 2020
Property Address	363 SAVAGE RD, HERNANDO, MS 38632-8105
Document Number	000916/587
Book / Page	916 / 587
Map Reference	MB 61 PG 42
Instrument Date	Apr 02, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	363 SAVAGE RD, 363, HERNANDO, MS 38632-8105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 SAVAGE RD, HERNANDO, MS 38632-8105

Mortgage

Document Number	0004919558
Date	Apr 07, 2020
Instrument	4919/558

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$826.00 (+32.8%)	$13,492 (+47.68%) Land $3,000 Building $10,492	$134,915 (+47.67%) Land $30,000 Building $104,915
2023	$622.00	$9,136	$91,362 Land $30,000 Building $61,362

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 64% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 40 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

363 Savage Rd, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Savage Rd

Nearby Streets

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