St. Louis County property record for 363 Novara Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,335 sqft · built 1971 |
| Lot Size | 0.278 acres (12,101 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,473 (Dec 2025) |
| Tax Bill | $3,573 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2021 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-53-1150 |
| Primary APN | 24R-53-1150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| Gross Area | 1,973 sqft |
| 1st Floor Area | 1,335 sqft |
| Game Room | Game Room |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Foundation Type | Raised |
| Lot Area | 12,101 sqft (0.278 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Deck Area | 256 sqft |
| Patio Area | 438 sqft |
| Poultry House | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 363 NOVARA DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SORRENTO PLAT 4 LOT 203 |
| Legal Subdivision | SORRENTO PLAT 4 |
| Legal Lot Number | 203 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 217931 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 2, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 11, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 30, 2024 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Dec 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Dec 16, 2014 · Amount on Record |
| Deed Document Number | 2025185 |
| Prior Transfer Date | Apr 24, 2008 |
| Prior Transfer Doc | 0178803761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Document Number | 0249600236 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 24960/236 |
| Instrument | 2021070100510 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Document Number | 0252760099 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 25276/99 |
| Instrument | 2021121700013 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 14, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Document Number | 2023020200130 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 2023020200130 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Document Number | 2023101100134 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 2023101100134 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Document Number | 2024103000410 |
|---|---|
| Date | Oct 30, 2024 |
| Instrument | 2024103000410 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 12, 2025 |
| Property Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Document Number | 2025121200185 |
| Map Reference | MB 127 PG 58 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025121200185 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Title Company | UNKNOWN, ETC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 WINTERBERRY DR, BELLEVILLE, IL 62220-2743 |
| Name | Verified Name |
|---|---|
| Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Document Number | 2025121200186 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025121200186 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 363 NOVARA DR, BALLWIN, MO 63021-6417 |
| Document Number | 0243382431 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 24338/2431 |
| Instrument | 2020092200452 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Dec 1, 2045 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,140 (-) Land $30,420 Building $27,720 | $306,000 (-) Land $160,100 Building $145,900 | |
| 2025 | $3,573.00 (+4.05%) | $58,140 (+9.86%) Land $30,420 Building $27,720 | $306,000 (+9.87%) Land $160,100 Building $145,900 |
| 2024 | $3,434.00 (+1.42%) | ||
| 2023 | $3,386.00 (+2.64%) | $52,920 (+11.95%) Land $22,820 Building $30,100 | $278,500 (+11.94%) Land $120,100 Building $158,400 |
| 2022 | $3,299.00 | $47,270 Land $22,820 Building $24,450 | |
| 2021 | $248,800 Land $120,100 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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