363 N Transit St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 363 N Transit St, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1870
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Sep 2025)
Tax Bill	$2,788 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-4861.000`

Property Details

APN / Parcel Number

Primary APN	`5-4861.000`
Alternative APNs	`09001090370001016000` `290900 109.37-1-16`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,225 sqft Living Area
1st Floor Area	749 sqft
2nd Floor Area	476 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	132 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5-4861.000
Street Address	363 N TRANSIT ST
City	LOCKPORT
State	NY
Zip	14094-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1005
Census Tract	23600

Owner

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2272 CENTER CT N, 5, GRAND ISLAND, NY 14072-1741
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 5, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	202513955
Prior Transfer Date	May 7, 2018
Prior Transfer Doc	0000009457
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	363 N TRANSIT ST, LOCKPORT, NY 14094-2140
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 N TRANSIT ST, LOCKPORT, NY 14094-2140

Mortgage

Document Number	0000004768
Date	Mar 9, 2021
Instrument	2021-04768

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 17, 2025
Property Address	363 N TRANSIT ST, LOCKPORT, NY 14094-2140
Document Number	0000003955
Map Reference	MB 25 PG 2433-2439
Instrument Date	Sep 17, 2025
Instrument	2025-13955
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	363 N TRANSIT ST, LOCKPORT, NY 14094-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2272 CENTER CT N APT 5, 5, GRAND ISLAND, NY 14072-1741

Mortgage

Document Number	0000003956
Date	Sep 17, 2025
Instrument	2025-13956

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NIAGARA NY
Recording Date	Jun 5, 2018
Property Address	363 N TRANSIT ST, LOCKPORT, NY 14094-2140
Document Number	0000009457
Instrument Date	May 7, 2018
Instrument	9457
Transaction Type	Transfer
Record Updated	Aug 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	363 N TRANSIT ST LOCKPORT NY 140942140, LOCKPORT, NY 14094-2140

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Jan 24, 2018
Property Address	363 N TRANSIT ST, LOCKPORT, NY 14094-2140
Document Number	0000001284
Instrument Date	Jan 11, 2018
Instrument	1284
Transaction Type	Transfer
Record Updated	Feb 2, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 ALLEN ST LOCKPORT NY 140942215, LOCKPORT, NY 14094-2215

Mortgage

Document Number	1285
Date	Jan 24, 2018
Instrument	1285

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 23, 2033

Tax Assessment & Valuation

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00 (+3.6%)
2025	$2,691.00	$105,000 (+6.06%) Land $4,000 Building $101,000	$105,000 (+6.06%) Land $4,000 Building $101,000
2024		$99,000 (+4.21%) Land $4,000 Building $95,000	$99,000 (+4.21%) Land $4,000 Building $95,000
2023		$95,000 Land $4,000 Building $91,000	$95,000 Land $4,000 Building $91,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on N Transit St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures