363 Memphis Trce, Covington, LA 70433 Property Records

St. Tammany Parish property record for 363 Memphis Trce, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	4,230 sqft · built 2016
Owner	Individual Name on Record
Last Sale	$1,322,000 (Oct 2025)
Tax Bill	$8,302 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
APN	`104-813-4467`

Property Details

APN / Parcel Number

Primary APN	`104-813-4467`
Alternative APN	`11875`

Interior

Building Area	4,230 sqft Living Area

Exterior

Year Built	Built 2016
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	363 MEMPHIS TRCE
City	COVINGTON
State	LA
Zip	70433-4572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE LT46 PH2C
Legal Subdivision	NATCHEZ TRACE
Legal Phase	2CB
Legal Lot Number	46
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2030
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	363 MEMPHIS TRCE, COVINGTON, LA 70433-4572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Cash Sale Deed, Transfer · Conventional Mortgage GULF COAST BANK & TRUST CO
Aug 23, 2023	Cash Sale Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Apr 2, 2018	Deed, Transfer CRESCENT TITLE LLC, CRESCENT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	2467015
Record Updated	Jun 8, 2026

October 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 6, 2025
Property Address	363 MEMPHIS TRCE, COVINGTON, LA 70433-4572
Document Number	0002467015
Instrument Date	Sep 30, 2025
Instrument	2467015
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	NORTHLAKE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 CERCLE DU LAC, COVINGTON, LA 70433-7339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 MEMPHIS TRCE, COVINGTON, LA 70433-4572

Mortgage

Document Number	0002467016
Date	Oct 6, 2025
Instrument	2467016

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 23, 2023
Property Address	363 MEMPHIS TRCE, COVINGTON, LA 70433-4572
Document Number	0002383838
Instrument Date	Aug 23, 2023
Instrument	2383838
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 RIVER CLUB DR, COVINGTON, LA 70433-7270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 MEMPHIS TRCE, COVINGTON, LA 70433-4572

Mortgage

Document Number	0002383839
Date	Aug 23, 2023
Instrument	2383839

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 2, 2018
Property Address	363 MEMPHIS TRCE, COVINGTON, LA 70433-4572
Document Number	0002104325
Instrument Date	Mar 29, 2018
Instrument	2104325
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	CRESCENT TITLE LLC, CRESCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 MEMPHIS TRCE, COVINGTON, LA 70433-4572

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,302.00 (-2.41%) Homeowner's exemption	$78,649 (-) Land $11,000 Building $67,649	$786,494 (-) Land $110,000 Building $676,494
2024	$8,507.00 (-1%) Homeowner's exemption	$78,649 (-2.2%) Land $11,000 Building $67,649	$786,494 (-2.2%) Land $110,000 Building $676,494
2023	$9,452.00 Homeowner's exemption	$80,416 (-) Land $11,000 Building $69,416	$804,160 (-) Land $110,000 Building $694,160
2022	$9,452.00 Homeowner's exemption	$80,416 Land $11,000 Building $69,416	$804,160 Land $110,000 Building $694,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 74% of Louisiana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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