363 Hawthorne Rd, Elkin, NC 28621 Property Records

Surry County property record for 363 Hawthorne Rd, Elkin, NC 28621

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,650 sqft · built 1942
Lot Size	3.87 acres (168,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,095,000 (Apr 2026)
Tax Bill	$4,341 (2026)
Deeds & Mortgages	Jun 2021 Refinance May 2022 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`4951-11-67-8010`

Property Details

APN / Parcel Number

Primary APN	`4951-11-67-8010`
Alternative APN	`100112739`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,650 sqft Living Area
1st Floor Area	2,970 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	168,577 sqft (3.87 acres)
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100112739
Street Address	363 HAWTHORNE RD
City	ELKIN
State	NC
Zip	28621-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	263 HAWTHORNE RD
Legal Subdivision	DUTCHMAN CREEK AREA
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	4
Census Block	4015
Census Tract	930901

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RAPID MORTGAGE COMPANY
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 14, 2010	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Apr 14, 2026	Warranty Deed, Transfer · Construction Mortgage PINNACLE BANK
Apr 14, 2026	Warranty Deed, Transfer · Construction Mortgage PINNACLE BANK
Oct 1, 2025	Special Warranty Deed, Transfer
Feb 8, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION
Feb 8, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	2026732909
Deed Book / Page	1970 / 403
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001767/171
Date	Jun 21, 2021
Book Page	1767/171
Instrument	685232

Lender

Name	RAPID MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001812/661
Date	May 3, 2022
Book Page	1812/661
Instrument	695350

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01349/0341
Date	Dec 14, 2010
Book Page	1349/0341
Instrument	583080

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Apr 14, 2026
Property Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020
Document Number	0000732909
Book / Page	1970 / 403
Instrument Date	Apr 14, 2026
Instrument	2026.732909
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020

Mortgage

Document Number	0000732909,
Date	Apr 14, 2026
Book Page	1970/406
Instrument	2026.732909

Lender

Name	PINNACLE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Apr 14, 2026
Property Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020
Document Number	001970/403
Book / Page	1970 / 403
Instrument Date	Apr 14, 2026
Instrument	2026732909
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020

Mortgage

Document Number	0000732909,
Date	Apr 14, 2026
Book Page	1970/406
Instrument	2026732909

Lender

Name	PINNACLE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Oct 1, 2025
Property Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020
Document Number	01948/1042
Book / Page	1948 / 1042
Instrument Date	Sep 29, 2025
Instrument	728104
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1659/436
Date	Feb 8, 2019
Book Page	1659/436
Instrument	660883

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Feb 8, 2024

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 8, 2019
Property Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020
Document Number	001659/431
Book / Page	1659 / 431
Instrument Date	Feb 6, 2019
Instrument	660882
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 HAWTHORNE RD, ELKIN, NC 28621-3020

Mortgage

Document Number	001659/436
Date	Feb 8, 2019
Book Page	1659/436
Instrument	660883

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Feb 8, 2024
Index	5-Year CMT

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,341.00 (+0.93%)	$594,400 (-11.89%) Land $114,550 Building $479,850	$594,400 (-11.89%) Land $114,550 Building $479,850
2025	$4,301.00 (+42.99%)	$674,610 (+18.77%) Land $114,550 Building $560,060	$674,610 (+18.77%) Land $114,550 Building $560,060
2023	$3,008.00	$568,000 Land $114,550 Building $453,450	$568,000 Land $114,550 Building $453,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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