363 Granite Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 363 Granite Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 2003
Lot Size	0.639 acres (27,878 sqft)
Owner	Company Name on Record
Last Sale	$259,000 (Oct 2022)
Tax Bill	$765 (2025)
Deeds & Mortgages	Oct 2022 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`456002896809000`

Property Details

APN / Parcel Number

Primary APN	`456002896809000`
Alternative APNs	`52269` `58684`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	624 sqft Heated Area
Basement Area	384 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	27,878 sqft (0.639 acres)
Lot Dimensions	356 ft deep x 126 ft wide
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas

Location & Zoning

Account Number	58684
Street Address	363 GRANITE LN
City	MURPHY
State	NC
Zip	28906-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SPEIGEL PROP 1649/519
Legal Phase	1649
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1025
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6640 SHADY GROVE RD, CUMMING, GA 30041-8161
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Warranty Deed, Transfer
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	6560
Deed Book / Page	1722 / 822
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 12, 2022
Property Address	363 GRANITE LN, MURPHY, NC 28906-8506
Document Number	001722/822
Book / Page	1722 / 822
Map Reference	MB 1439 PG 775
Instrument Date	Oct 5, 2022
Instrument	6560
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Amount	Amount Recorded
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 S BONITA AVE, 2801, SILVER CITY, NM 88061-6666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6640 SHADY GROVE RD, CUMMING, GA 30041-8161

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 14, 2020
Property Address	363 GRANITE LN, MURPHY, NC 28906-8506
Document Number	1649/519
Book / Page	1649 / 519
Map Reference	MB 1439 PG 775
Instrument Date	Jun 29, 2020
Instrument	3550
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2191 DIE BEND RD, 2191, MURPHY, NC 28906-7837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 DOGWOOD TRL, RINGGOLD, GA 30736-2725

Mortgage

Document Number	1649522
Date	Jul 14, 2020
Instrument	1649/522

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00	$103,610 (-)	$103,610 (-) Land $31,000 Building $72,610
2023		$103,610	$103,610 Land $31,000 Building $72,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Granite Ln

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