Young County property record for 363 Flat Rock Rd, Graham, TX 76450
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,773 sqft · built 2005 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,343 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02172-0200-0000 |
| Primary APN | 02172-0200-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,773 sqft Living Area |
| Gross Area | 11,980 sqft |
| 1st Floor Area | 2,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Porch | Porch |
| Porch Area | 150 sqft |
| Patio Area | 712 sqft |
| Heating System | Central |
|---|
| Street Address | 363 FLAT ROCK RD |
|---|---|
| City | GRAHAM |
| State | TX |
| Zip | 76450-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E A POSERN - A-2172 |
| Legal Block | 200 |
| Jurisdiction | YOUNG TX |
| Township / Civil Division | GRAHAM |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950401 |
363 Flat Rock Rd, a rural home, is owned and occupied by an individual.
Source: Young County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 765, GRAHAM, TX 76450-0765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOUNG TX |
| Property Address | 363 FLAT ROCK RD, GRAHAM, TX 76450-6517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 18000567 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 18000567 |
| Name | GRAHAM SAVINGS AND LOAN SSB |
|---|---|
| Type | Bank |
| Address | GRAHAM, TX 76450 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 10.5% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 10.5% |
The 2026 property tax bill for 363 Flat Rock Rd was $10,343 with exemptions applied, up 125.9% from the year before.
Source: Young County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Young County |
| Unified School District | Graham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,343.00 (+125.88%) Homeowner's exemption Senior Citizen's exemption | $547,080 (+4.59%) | $661,180 (+6.52%) Land $42,000 Building $619,180 |
| 2025 | $4,579.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $523,051 | $620,720 Land $40,000 Building $580,720 |
| 2023 | $400,257 | $565,870 Land $31,200 Building $534,670 | |
| 2022 | $6,651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 363 Flat Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 363 Flat Rock Rd is high, ranking above 87% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| New Source Broadband Fixed Wireless | 100 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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