3629 Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3629 Decoursey Ave, Covington, KY 41015

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1 ba · 2,884 sqft · built 1900
Lot Size0.04 acres (1,742 sqft)
OwnerCompany Name on File
Last Sale$70,600 (Jan 1999)
Tax Bill$1,179 (2025)
Deeds & MortgagesNov 2022 Mortgage
Nov 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-14-09-005.00

Property Details

APN / Parcel Number

Primary APN056-14-09-005.00

Interior

Building Area2,884 sqft Finished Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions75 ft deep x 23 ft wide

Location & Zoning

Street Address3629 DECOURSEY AVE
CityCOVINGTON
StateKY
Zip41015-1436
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionSEHON PT LOT 320
Legal SubdivisionSEHON
Legal Lot Number320
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1016
Census Tract61300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ritte's Corner Historic District, Latonia
listed 1987 · 30 contributing resources · NRIS 87000776

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3629 Decoursey Ave, a commercial property, is owned by a company that acquired it in November 2008.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address1012 ROSE CIR, PARK HILLS, KY 41011-1925
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Intrafamily Transfer, Transfer · Commercial Mortgage
FIRST NATIONAL BANK OF KENTUCKY
Nov 29, 2022Deed, Transfer
Jun 19, 2020Deed of Trust, Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 1999 · Amount on File
Deed SaleJan 4, 1999 · Amount on File
Last Transfer DateNov 19, 2008
Transfer Doc0005900260
Record UpdatedOct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateNov 29, 2022
Property Address3629 DECOURSEY AVE, COVINGTON, KY 41015-1436
Document Number0005900183
Book / Page202 / 750
Map ReferencePL 301
Instrument DateNov 21, 2022
Instrument22112905900183
Transaction TypeTransfer
Record UpdatedDec 29, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1012 ROSE CIR, PARK HILLS, KY 41011-1925

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 ROSE CIR, PARK HILLS, KY 41011-1925

Mortgage

Document Number0005900184
DateNov 29, 2022
Instrument22112905900184
Lender
NameFIRST NATIONAL BANK OF KENTUCKY
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueNov 21, 2037

Mortgage

Document Number0005900186
DateNov 29, 2022
Book Page424/752
Instrument22112905900186
Lender
NameCITY OF COVINGTON
TypeGovernment Agency
AddressCOVINGTON, KY 41011
Agreement
AmountAmount on Record
Term31 Months
DueJun 19, 2025

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateNov 29, 2022
Property Address3629 DECOURSEY AVE, COVINGTON, KY 41015-1436
Document Number0005900182
Book / Page202 / 747
Instrument DateNov 21, 2022
Instrument22112905900182
Transaction TypeTransfer
Record UpdatedDec 29, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1012 ROSE CIR, PARK HILLS, KY 41011-1925

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 ROSE CIR, PARK HILLS, KY 41011-1925

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3629 DECOURSEY AVE, COVINGTON, KY 41015-1436
Document Number0000000372
Instrument DateJun 19, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3629 DECOURSEY AVE COVINGTON KY 410151436, COVINGTON, KY 41015-1436

Mortgage

Document Number0000000372
DateAug 26, 2020
Book Page000M88/000566
Instrument372
Lender
NameMISCELLANEOUS GOVT AGCY
Address20 W PIKE ST, COVINGTON, KY 41011-2711
Agreement
AmountAmount on Record
Term60 Months
DueAug 25, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 3629 Decoursey Ave was $1,179.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$102,000 (+14.61%) Land $12,000 Building $90,000$102,000 (+14.61%) Land $12,000 Building $90,000
2025$1,179.00$89,000 Land $12,000 Building $77,000$89,000 Land $12,000 Building $77,000
2023$1,185.00$89,000 Land $12,000 Building $77,000$89,000 Land $12,000 Building $77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3629 Decoursey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3629 Decoursey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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