3628 Stance Ave, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3628 Stance Ave, Soquel, CA 95073 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,502 sqft · built 1965
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Nov 2025)
Tax Bill	$12,591 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-012-18`

Property Details

APN / Parcel Number

Primary APN	`037-012-18`
Alternative APN	`037-012-18-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,502 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.229 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	311 sqft
Patio Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3628 STANCE AVE
City	SOQUEL
State	CA
Zip	95073-2768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MONTEREY BAY HEIGHTS 01
Legal Block	13
Legal Lot Number	12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2006
Census Tract	122001

Owner

Source: Santa Cruz County records · APN 037-012-18

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3628 STANCE AVE, SOQUEL, CA 95073-2768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Nov 24, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jun 12, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Nov 24, 2025 · Amount on Record
Deed Document Number	202525289
Prior Transfer Date	Jun 05, 2023
Prior Transfer Doc	0000010380
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 24, 2025
Property Address	3628 STANCE AVE, SOQUEL, CA 95073-2768
Document Number	0000025288
Instrument Date	Nov 21, 2025
Instrument	2025-0025288
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 24, 2025
Property Address	3628 STANCE AVE, SOQUEL, CA 95073-2768
Document Number	0000025289
Map Reference	VOL 1283 PG 526
Instrument Date	Nov 20, 2025
Instrument	2025-0025289
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3628 STANCE AVE, SOQUEL, CA 95073-2768

Mortgage

Document Number	0000025290
Date	Nov 24, 2025
Instrument	2025-0025290

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 01, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 12, 2023
Property Address	3628 STANCE AVE, SOQUEL, CA 95073-2768
Document Number	0000010382
Map Reference	VOL 1283 PG 526
Instrument Date	Jun 07, 2023
Instrument	2023-0010382
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	NOT AVAILABLE, HOMELIGHT T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3628 STANCE AVE, SOQUEL, CA 95073-2768

Mortgage

Document Number	0000010383
Date	Jun 12, 2023
Instrument	2023-0010383

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,400,000 (+46.26%) Land $980,000 Building $420,000
2025	$12,591.00 (+7.32%)	$957,167 (+1,080.26%) Land $670,017 Building $287,150
2024	$11,732.00 (+420.73%)
2023	$2,253.00 (+3.73%) Homeowner's exemption	$81,098 (+2%) Land $19,890 Building $61,208	$806,670
2022	$2,172.00 Homeowner's exemption	$79,508 Land $19,500 Building $60,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 617 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, AT&T, Surfnet Communications, Cruzio Internet, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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