3628 Kirk Rd, San Jose, CA 95124 Property Records

Santa Clara County property record for 3628 Kirk Rd, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,758 sqft · built 1960
Lot Size	0.141 acres (6,120 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Jun 2020)
Tax Bill	$17,304 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Transfer + 5 more
Flood Zone	Zone D (undetermined)
APN	`447-27-138`

Property Details

APN / Parcel Number

Primary APN	`447-27-138`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	1,275 sqft
1st Floor Area	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,120 sqft (0.141 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3628 KIRK RD
City	SAN JOSE
State	CA
Zip	95124-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B6
Legal Description	TRACT 2767 GLEN KIRK BOOK 124 PAGE 24 LOT 23
Legal Subdivision	GLEN KIRK
Legal Tract	2767
Legal Lot Number	23
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	502908

Owner

3628 Kirk Rd is owner-occupied and held in a trust since February 2024.

Source: Santa Clara County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3628 KIRK RD, SAN JOSE, CA 95124-3816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Transfer on Death Deed, Transfer
Feb 14, 2024	Transfer on Death Deed, Transfer
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 25, 2020	Grant Deed, Transfer · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Prior Sale	Oct 29, 1999 · Amount on File
Deed Document Number	202024517392
Last Transfer Date	Feb 2, 2024
Transfer Doc	0025598289
Record Updated	Oct 29, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 14, 2024
Property Address	3628 KIRK RD, SAN JOSE, CA 95124-3816
Document Number	0025598289
Map Reference	MB 214 PG 24
Instrument Date	Feb 2, 2024
Instrument	25598289
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 KIRK RD, SAN JOSE, CA 95124-3816

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 14, 2024
Property Address	3628 KIRK RD, SAN JOSE, CA 95124-3816
Document Number	0025598288
Map Reference	MB 124 PG 24
Instrument Date	Feb 2, 2024
Instrument	25598288
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 KIRK RD, SAN JOSE, CA 95124-3816

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3628 KIRK RD, SAN JOSE, CA 95124-3816
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 KIRK RD, SAN JOSE, CA 95124-3816

Mortgage

Document Number	0025572485
Date	Dec 7, 2023
Instrument	25572485

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	309 Months
Due	Sep 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3628 KIRK RD, SAN JOSE, CA 95124-3816
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 KIRK RD, SAN JOSE, CA 95124-3816

Mortgage

Document Number	0025483373
Date	Jun 5, 2023
Instrument	25483373

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3628 KIRK RD, SAN JOSE, CA 95124-3816
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 KIRK RD, SAN JOSE, CA 95124-3816

Mortgage

Document Number	0025180426
Date	Nov 30, 2021
Instrument	25180426

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3628 KIRK RD, SAN JOSE, CA 95124-3816
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 KIRK RD, SAN JOSE, CA 95124-3816

Mortgage

Document Number	0024955619
Date	May 11, 2021
Instrument	24955619

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 25, 2020
Property Address	3628 KIRK RD, SAN JOSE, CA 95124-3816
Document Number	0024517392
Map Reference	MB 124 PG 24
Instrument Date	Jun 17, 2020
Instrument	24517392
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3628 KIRK RD, SAN JOSE, CA 95124-3816

Mortgage

Document Number	0024517393
Date	Jun 25, 2020
Instrument	24517393

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3628 Kirk Rd was $17,304, up 14.3% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,405,566 (+7.04%) Land $1,003,965 Building $401,601
2025	$17,304.00 (+14.28%)	$1,313,167 Land $984,280 Building $328,887
2024	$15,142.00 (+1.45%)
2023	$14,926.00 (+0.94%)	$1,156,295 Land $946,060 Building $210,235
2022	$14,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3628 Kirk Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3628 Kirk Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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