3628 E Palm Ln, Phoenix, AZ 85008 Property Records

Maricopa County property record for 3628 E Palm Ln, Phoenix, AZ 85008

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,070 sqft · built 1955
Lot Size	0.144 acres (6,299 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Apr 2019)
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`120-12-051`

Property Details

APN / Parcel Number

Primary APN	`120-12-051`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft

Exterior

Year Built	Built 1955
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,299 sqft (0.144 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	HVAC

Location & Zoning

Street Address	3628 E PALM LN
City	PHOENIX
State	AZ
Zip	85008-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PAPAGO TERRACE
Legal Range	03E
Legal Township	02N
Legal Section	36
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	PAPAGO TERRACE
Legal Lot Number	38
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2005
Census Tract	111402

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3628 E PALM LN, PHOENIX, AZ 85008-3926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Feb 20, 2019	Warranty Deed, Transfer · Conventional Mortgage PAJ FUND I
Feb 20, 2019	Warranty Deed, Transfer ENCORE TITLE AGENCY, ENCORE TITLE AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	20190235899
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3628 E PALM LN, PHOENIX, AZ 85008-3926
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E PALM LN, PHOENIX, AZ 85008-3926

Mortgage

Document Number	0000120601
Date	Feb 9, 2022
Instrument	20220120601

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 4, 2019
Property Address	3628 E PALM LN, PHOENIX, AZ 85008-3926
Document Number	0000235899
Map Reference	MB 59 PG 29
Instrument Date	Apr 1, 2019
Instrument	20190235899
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7449 E POLK ST, 7449, SCOTTSDALE, AZ 85257-4355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E PALM LN, PHOENIX, AZ 85008-3926

Mortgage

Document Number	0000235900
Date	Apr 4, 2019
Instrument	20190235900

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 20, 2019
Property Address	3628 E PALM LN, PHOENIX, AZ 85008-3926
Document Number	0000116666
Instrument Date	Feb 20, 2019
Instrument	116666
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7449 E POLK ST SCOTTSDALE AZ 852574355, SCOTTSDALE, AZ 85257-4355

Mortgage

Document Number	116667
Date	Feb 20, 2019
Instrument	116667

Lender

Name	PAJ FUND I
Type	Funding / Finance Company
Address	PHOENIX, AZ 85028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 20, 2019
Property Address	3628 E PALM LN, PHOENIX, AZ 85008-3926
Document Number	0000115938
Instrument Date	Feb 13, 2019
Instrument	115938
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ENCORE TITLE AGENCY, ENCORE TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4960 8 GILBERT RD #1-612 CHANDLER AZ 85249, 1-612, CHANDLER, AZ 85249

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,220 (-6.73%)	$292,200 (-6.73%) Land $58,400 Building $233,800
2025	$1,130.00 (+5.21%)
2024		$31,330	$313,300 Land $62,600 Building $250,700
2023	$1,074.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25

May also be available: California Internet, T-Mobile USA, Verizon.

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