3628 E Cathedral Rock Dr, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3628 E Cathedral Rock Dr, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,086 sqft · built 1986
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`301-77-237`

Property Details

APN / Parcel Number

Primary APN	`301-77-237`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,086 sqft Living Area
1st Floor Area	2,086 sqft

Exterior

Year Built	Built 1986
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3628 E CATHEDRAL ROCK DR
City	PHOENIX
State	AZ
Zip	85044-6638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SAGUARO POINT MCR 274-17
Legal Range	03E
Legal Township	01S
Legal Section	25
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SAGUARO POINT
Legal Lot Number	232
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2005
Census Tract	116721

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3628 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit UMB BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2016
Deed Sale	May 18, 2016
Prior Sale	Mar 27, 2009 · Amount on Record
Deed Document Number	2016-0340188
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3628 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6638
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	GREYSTONE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6638

Mortgage

Document Number	0000677444
Date	Jun 21, 2021
Instrument	20210677444

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3628 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6638
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6638

Mortgage

Document Number	0000277160
Date	Mar 29, 2022
Instrument	20220277160

Lender

Name	UMB BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3628 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6638
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6638

Mortgage

Document Number	0000227500
Date	Mar 14, 2022
Instrument	20220227500

Lender

Name	UMB BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,400 (+2.82%)	$474,000 (+2.82%) Land $94,800 Building $379,200
2025	$2,703.00 (+5.05%)
2024		$46,100	$461,000 Land $92,200 Building $368,800
2023	$2,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Verizon.

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