3628 E 115th St S, Tulsa, OK 74137 Property Records

Tulsa County property record for 3628 E 115th St S, Tulsa, OK 74137

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,438 sqft · built 2006
Lot Size	0.475 acres (20,691 sqft)
Owner	Company Name on Record
Last Sale	$930,000 (Dec 2024)
Tax Bill	$17,005 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`70572-83-33-16790`

Property Details

APN / Parcel Number

Primary APN	`70572-83-33-16790`
Alternative APN	`R70572833316790`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	5,438 sqft Living Area
Basement Area	3,448 sqft
Laundry Room	Laundry Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,691 sqft (0.475 acres)
Garage Type	Parking Structure
Garage Area	837 sqft
Pool Area	504 sqft
Porch	Porch
Porch Area	622 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R70572833316790
Street Address	3628 E 115TH ST S
City	TULSA
State	OK
Zip	74137-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	LT 1 BLK 1
Legal Range	13E
Legal Township	18N
Legal Section	33
Legal Quarter	NW
Legal Subdivision	ESTATES OF WATERSTONE
Legal Block	1
Legal Lot Number	1
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1000
Census Tract	7638

Owner

Source: Tulsa County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3628 E 115TH ST S, TULSA, OK 74137-7801
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · ARM ARVEST BANK
Jan 29, 2018	Warranty Deed, Transfer · ARM ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Jul 15, 2014 · Amount on Record
Deed Document Number	2018007935
Prior Transfer Date	Jan 29, 2018
Prior Transfer Doc	2018007935
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	3628 E 115TH ST S, TULSA, OK 74137-7801
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095888
Date	Oct 21, 2019
Instrument	2019095888

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Margin	3
Max Rate	8.75%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jan 29, 2018
Property Address	3628 E 115TH ST S, TULSA, OK 74137-7801
Document Number	0000007935
Instrument Date	Jan 25, 2018
Instrument	2018007935
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	EXECUTIVES TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3628 E 115TH ST, TULSA, OK 74137-7801

Mortgage

Document Number	0000007936
Date	Jan 29, 2018
Instrument	2018007936

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate	4.12%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Tulsa City
Unified School District	Jenks Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,005.00 (+25.74%)	$123,222 (+25.74%) Land $19,250 Building $103,972	$1,120,200 (+24.47%) Land $175,000 Building $945,200
2023	$13,524.00	$98,000 (-) Land $19,056 Building $78,944	$900,000 (-) Land $175,000 Building $725,000
2022	$13,524.00 Homeowner's exemption	$98,000 Land $19,056 Building $78,944	$900,000 Land $175,000 Building $725,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TULSA serves 413,000 people · EPA ID OK1020418
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: BTC Broadband, T-Mobile, Verizon.

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