3628 Corte Claro, Carlsbad, CA 92009 Property Records

San Diego County property record for 3628 Corte Claro, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,670 sqft · built 2015
Lot Size	0.321 acres (13,962 sqft)
Owner	Trust Name on File
Last Sale	$2,515,000 (Aug 2021)
Tax Bill	$30,144 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-061-12-00`

Property Details

APN / Parcel Number

Primary APN	`223-061-12-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,670 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	13,962 sqft (0.321 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3628 CORTE CLARO
City	CARLSBAD
State	CA
Zip	92009-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10000
Legal Description	LOT 10 TR 015971
Legal Subdivision	FAIR OAKS VLY 02-17
Legal Tract	015971
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	17113

Owner

3628 Corte Claro is owner-occupied and held in a trust since August 2021.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Trust Name on File
Mailing Address	3628 CORTE CLARO, CARLSBAD, CA 92009-8691
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Nov 25, 2015 · Amount on File
Deed Document Number	2021599263
Record Updated	Sep 20, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2021
Property Address	3628 CORTE CLARO, CARLSBAD, CA 92009-8691
Document Number	0000599263
Map Reference	MAP 15971
Instrument Date	Jul 27, 2021
Instrument	2021-0599263
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3628 CORTE CLARO, CARLSBAD, CA 92009-8691

Mortgage

Document Number	0000599264
Date	Aug 23, 2021
Instrument	2021-0599264

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	7%
Index	1-Month LIBOR
Max Rate	7%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3628 CORTE CLARO, CARLSBAD, CA 92009-8691
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 CORTE CLARO, CARLSBAD, CA 92009-8691

Mortgage

Document Number	0000015083
Date	Jan 8, 2021
Instrument	2021-0015083

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3628 Corte Claro was $30,144.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,722,315 (+2%) Land $1,731,890 Building $990,425
2025	$30,144.00	$2,668,937 Land $1,697,932 Building $971,005
2023	$28,371.00 (+2.07%)	$2,565,300 Land $1,632,000 Building $933,300
2022	$27,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3628 Corte Claro in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3628 Corte Claro is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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