3627 Summer Ranch Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 3627 Summer Ranch Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,951 sqft · built 2012
Lot Size	0.191 acres (8,331 sqft)
Owner	2 Individual Names on Record
Last Sale	$837,900 (Nov 2023)
Tax Bill	$12,933 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R387743`

Property Details

APN / Parcel Number

Primary APN	`R387743`
Alternative APN	`2254-01-003-0020-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,951 sqft Living Area
Gross Area	4,455 sqft
1st Floor Area	2,254 sqft
2nd Floor Area	1,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,331 sqft (0.191 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3627 SUMMER RANCH DR
City	KATY
State	TX
Zip	77494-1573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANYON LAKES AT CARDIFF RANCH SEC 1, BLOCK 3, LOT 2
Legal Subdivision	CANYON LAKES AT CARDIFF RANCH SEC 1
Legal Block	3
Legal Lot Number	2
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2009
Census Tract	673111

Owner

Source: Fort Bend County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3627 SUMMER RANCH DR, KATY, TX 77494-1573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS MORTGAGE LLC
Nov 20, 2023	Vendor's Lien, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Apr 1, 2013 · Amount on Record
Deed Document Number	2023111220
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Recording Date	Jun 30, 2026
Property Address	3627 SUMMER RANCH DR, KATY, TX 77494-1573
Document Number	0000067204
Instrument Date	Jun 23, 2026
Instrument	202667204
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3627 SUMMER RANCH DR, KATY, TX 77494-1573

Mortgage

Document Number	0000067204,
Date	Jun 30, 2026
Instrument	202667204

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3627 SUMMER RANCH DR, KATY, TX 77494-1573
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3627 SUMMER RANCH DR, KATY, TX 77494-1573

Mortgage

Document Number	0000004985
Date	Jan 20, 2026
Instrument	2026004985

Lender

Name	CHAMPIONS MORTGAGE LLC
Type	Mortgage Company
Address	2940 RIVERBY RD STE 205, HOUSTON, TX 77020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 1, 2045

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Nov 20, 2023
Property Address	3627 SUMMER RANCH DR, KATY, TX 77494-1573
Document Number	0000111220
Map Reference	PL 20090083
Instrument Date	Nov 15, 2023
Instrument	2023111220
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	MONARCH TITLE/TX, MONARCH TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3627 SUMMER RANCH DR, KATY, TX 77494-1573

Mortgage

Document Number	0000111221
Date	Nov 20, 2023
Instrument	2023111221

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3627 SUMMER RANCH DR, KATY, TX 77494-1573
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075579
Date	Jun 24, 2020
Instrument	2020075579

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,933.00 (-5.54%) Homeowner's exemption	$649,740 (-0.89%) Land $130,000 Building $519,740	$649,740 (-0.89%) Land $130,000 Building $519,740
2024	$13,691.00 (+106.31%) Homeowner's exemption	$655,562 (+30.5%) Land $130,000 Building $525,562	$655,562 (+4.41%) Land $130,000 Building $525,562
2023	$6,636.00 (-9.03%) Homeowner's exemption	$502,348 Land $100,000 Building $527,855	$627,855 Land $100,000 Building $527,855
2018	$7,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 58 serves 10,629 people · EPA ID TX0790458
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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