3627 River Watch Ln, Franklinton, NC 27525 Property Records

Granville County property record for 3627 River Watch Ln, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,602 sqft · built 2021
Lot Size	1.13 acres (49,301 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Nov 2021)
Tax Bill	$3,927 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`182500564212`

Property Details

APN / Parcel Number

Primary APN	`182500564212`
Alternative APNs	`182500 601` `1070343`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,602 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,301 sqft (1.13 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1070343
Street Address	3627 RIVER WATCH LN
City	FRANKLINTON
State	NC
Zip	27525-7051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 135 OAKS AT IRONWOOD
Legal Subdivision	THE OAKS IRONWOOD SUBDIVISON PHASE 2B
Legal Lot Number	135
Jurisdiction	GRANVILLE NC
Township / Civil Division	BRASSFIELD
Census Block Group	2
Census Block	2003
Census Tract	970605

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3627 RIVER WATCH LN, FRANKLINTON, NC 27525-7051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FILO MORTGAGE LLC
Mar 3, 2021	Warranty Deed, Transfer · Construction Mortgage NORTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Deed Book / Page	1876 / 280
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Nov 30, 2021
Property Address	3627 RIVER WATCH LN, FRANKLINTON, NC 27525-7051
Document Number	001876/280
Book / Page	1876 / 280
Map Reference	MB 45 PG 112&113
Instrument Date	Nov 29, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1011, YOUNGSVILLE, NC 27596-1011

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001876282
Date	Nov 30, 2021
Instrument	1876/282

Lender

Name	FILO MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Mar 3, 2021
Property Address	3627 RIVER WATCH LN, FRANKLINTON, NC 27525-7051
Document Number	001826/348
Book / Page	1826 / 348
Map Reference	MB 45 PG 112
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10931 STRICKLAND RD STE 111, 111, RALEIGH, NC 27615-2085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 FLAT ROCK CHURCH RD, LOUISBURG, NC 27549-9176
Investor	Possibly a Property Investor

Mortgage

Document Number	001826/350
Date	Mar 3, 2021
Book Page	1826/350

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2022

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,739 (-) Land $100,000 Building $453,739
2025	$3,927.00 (+39.16%)	$553,739 (+82.22%) Land $100,000 Building $453,739	$553,739 (-) Land $100,000 Building $453,739
2024			$553,739 (+82.22%) Land $100,000 Building $453,739
2023	$2,822.00 (+0.75%)	$303,888 (-) Land $55,000 Building $248,888	$303,888 (-) Land $55,000 Building $248,888
2022	$2,801.00	$303,888 Land $55,000 Building $248,888	$303,888 Land $55,000 Building $248,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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