1. Home
  2. Kentucky
  3. Prospect
  4. E Locust Cir

3627 E Locust Cir, Prospect, KY 40059 Property Records

Oldham County property record for 3627 E Locust Cir, Prospect, KY 40059 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,250 sqft · built 1977
Lot Size0.569 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$479,900 (Jul 2025)
Tax Bill$4,110 (2025)
Deeds & MortgagesJan 2019 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-00-79

Property Details

APN / Parcel Number

Primary APN06-15-00-79
Alternative APNs
  • 61103
  • 75215

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,250 sqft Living Area

Exterior

Year BuiltBuilt 1977
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area24,829 sqft (0.569 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number75215
Street Address3627 E LOCUST CIR
CityPROSPECT
StateKY
Zip40059-9020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & .57AC
Legal Lot Number79
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group2
Census Block2007
Census Tract30801

Owner

Source: Oldham County records · APN 06-15-00-79

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address3627 E LOCUST CIR, PROSPECT, KY 40059-9020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2019Deed of Trust, Mortgage · VA Mortgage
REPUBLIC BANK & TRUST
Feb 12, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleJul 25, 2025 · Amount on Record
Deed SaleJul 25, 2025 · Amount on Record
Deed Document Number818353
Deed Book / PageD1417 / 48
Record UpdatedJun 08, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address3627 E LOCUST CIR, PROSPECT, KY 40059-9020
Transaction TypeMortgage
Record UpdatedDec 23, 2025
Title CompanyMATTINGLY FORD TITLE SVCS LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2334/0177
DateJan 14, 2019
Book PageM2334/0177
Instrument547832
Lender
NameREPUBLIC BANK & TRUST
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address3627 E LOCUST CIR, PROSPECT, KY 40059-9020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2491/92
DateFeb 12, 2021
Book PageM2491/92
Instrument620514
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,110.00 (+13.16%)$330,000 (+13.79%) Land $50,000 Building $280,000$330,000 (+13.79%) Land $50,000 Building $280,000
2023$3,632.00$290,000 Land $40,000 Building $250,000$290,000 Land $40,000 Building $250,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1997–2017)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2017, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Locust Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures