3627 E 46th Ter, Kansas City, MO 64130 Property Records

Jackson County property record for 3627 E 46th Ter, Kansas City, MO 64130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 822 sqft · built 1956
Lot Size	0.116 acres (5,065 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,300 (Jan 2026)
Tax Bill	$484 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`31-410-31-05`

Property Details

APN / Parcel Number

Primary APN	`31-410-31-05`
Alternative APNs	`31-410-31-05-00-0-00-000` `31410310500000001` `861663`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	822 sqft Living Area
1st Floor Area	582 sqft
Basement Area	837 sqft
Finished Basement	400 sqft
Unfinished Basement	437 sqft
Flooring	Carpet

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,065 sqft (0.116 acres)
Lot Dimensions	136 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	861663
Street Address	3627 E 46TH TER
City	KANSAS CITY
State	MO
Zip	64130-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENTON RIDGE---LOT 23 BLK 4
Legal Subdivision	BENTON RIDGE
Legal Block	4
Legal Lot Number	23
Jurisdiction	JACKSON MO
Township / Civil Division	KAW
Census Block Group	1
Census Block	1043
Census Tract	6000

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Quit Claim Deed, Transfer · FHA Mortgage JLB CORP
May 19, 2022	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 9, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 18, 2022	Warranty Deed, Transfer NOT AVAILABLE, MCCAFFREE SHORT TITLE
Jan 15, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 7, 2019	Quit Claim Deed, Transfer ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC
Aug 7, 2019	Quit Claim Deed, Transfer · Line of Credit CROSSROADS MGMT GRP LLC
Dec 21, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	20262647
Prior Transfer Date	Jul 12, 2019
Prior Transfer Doc	00E0061520
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 12, 2026
Property Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443
Document Number	00E0002647
Instrument Date	Dec 23, 2025
Instrument	2026E0002647
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443

Mortgage

Document Number	00E0002648
Date	Jan 12, 2026
Instrument	2026E0002648

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0047866
Date	May 19, 2022
Instrument	2022E0047866

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 9, 2023
Property Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443
Document Number	00E0040807
Instrument Date	Jun 5, 2023
Instrument	2023E0040807
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443

Mortgage

Document Number	00E0040808
Date	Jun 9, 2023
Instrument	2023E0040808

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 18, 2022
Property Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443
Document Number	00E0047653
Instrument Date	Apr 21, 2022
Instrument	2022E0047653
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	NOT AVAILABLE, MCCAFFREE SHORT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3627 E 46TH TER KANSAS CITY MO 641302443, KANSAS CITY, MO 64130-2443

Mortgage

Document Number	E04563
Date	Jan 15, 2020
Instrument	4563E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 7, 2019
Property Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443
Document Number	0000E61520
Instrument Date	Jul 12, 2019
Instrument	61520E
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1864 BENTON BLVD KANSAS CITY MO 641273114, KANSAS CITY, MO 64127-3114

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 7, 2019
Property Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443
Document Number	0000E61521
Instrument Date	Jul 12, 2019
Instrument	61521E
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1864 BENTON BLVD KANSAS CITY MO 641273114, KANSAS CITY, MO 64127-3114

Mortgage

Document Number	E61522
Date	Aug 7, 2019
Instrument	61522E

Lender

Name	CROSSROADS MGMT GRP LLC
Address	OVERLAND PARK, KS 66202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 21, 2018
Property Address	3627 E 46TH TER, KANSAS CITY, MO 64130-2443
Document Number	000E108763
Instrument Date	Nov 27, 2018
Instrument	108763E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 BENTON BLVD KANSAS CITY MO 641273114, KANSAS CITY, MO 64127-3114

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Kansas City
Unified School District	Kansas City 33 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,778 (-) Land $984 Building $4,794	$30,410 (-)
2025	$484.00 (-70.36%)	$5,778 (-72.09%) Land $984 Building $4,794	$30,410 (-72.09%)
2024	$1,633.00 (+0.93%)
2023	$1,618.00	$20,699 Land $2,259 Building $18,440	$108,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KANSAS CITY PWS serves 553,295 people · EPA ID MO1010415
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, PCs for People.

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