3627 Concord Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3627 Concord Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 825 sqft · built 1971
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,402 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-290.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-290.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	825 sqft Finished Area
Gross Area	1,153 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3627 CONCORD DR
City	ERLANGER
State	KY
Zip	41018-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON EST SEC 6 LOT 247
Legal Subdivision	LEXINGTON ESTATES
Legal Phase	6
Legal Lot Number	247
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3003
Census Tract	65600

Owner

3627 Concord Dr is owned and occupied by two individuals who acquired it in April 2008.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3627 CONCORD DR, ERLANGER, KY 41018-2507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC
Mar 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE BK
Apr 25, 2019	Deed of Trust, Mortgage · Conventional with PMI DITECH FIN'L
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 23, 2008
Transfer Doc	0005900245
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3627 CONCORD DR, ERLANGER, KY 41018-2507
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3627 CONCORD DR, ERLANGER, KY 41018-2507

Mortgage

Document Number	0005900168
Date	Dec 3, 2025
Book Page	KCM 713/338
Instrument	25120305900168

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3627 CONCORD DR, ERLANGER, KY 41018-2507
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3627 CONCORD DR, ERLANGER, KY 41018-2507
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900120
Date	Mar 31, 2023
Book Page	KCM 450/503
Instrument	23033105900120

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3627 CONCORD DR, ERLANGER, KY 41018-2507
Document Number	0000000087
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3627 CONCORD DR ERLANGER KY 410182507, ERLANGER, KY 41018-2507

Mortgage

Document Number	0000000087
Date	Sep 22, 2020
Book Page	00M100/000322
Instrument	87

Lender

Name	HERITAGE BK
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 21, 2030

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3627 CONCORD DR, ERLANGER, KY 41018-2507
Document Number	0000000041
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3627 CONCORD DR ERLANGER KY 410182507, ERLANGER, KY 41018-2507

Mortgage

Document Number	0000000041
Date	May 15, 2019
Book Page	0C6660/000037
Instrument	41

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 14, 2034

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3627 CONCORD DR, ERLANGER, KY 41018-2507
Document Number	0000000181
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3627 CONCORD DR ERLANGER KY 410182507, ERLANGER, KY 41018-2507

Mortgage

Document Number	0000000181
Date	Jan 30, 2017
Book Page	0C6085/000125
Instrument	181

Lender

Name	HERITAGE BK
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 29, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3627 Concord Dr was $1,402 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,400 (-) Land $25,000 Building $130,400	$155,400 (-) Land $25,000 Building $130,400
2025	$1,402.00 Homeowner's exemption	$155,400 Land $25,000 Building $130,400	$155,400 Land $25,000 Building $130,400
2023	$1,415.00 Homeowner's exemption	$155,400 Land $25,000 Building $130,400	$155,400 Land $25,000 Building $130,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3627 Concord Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3627 Concord Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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