3627 Cerro Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 3627 Cerro Ave, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,251 sqft · built 1980
Lot Size0.158 acres (6,888 sqft)
Owner2 Company Names on File
Last Sale$9,500 (Sep 1993)
Tax Bill$3,174 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN168-242-13-00

Property Details

APN / Parcel Number

Primary APN168-242-13-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,251 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area6,888 sqft (0.158 acres)
Lot Dimensions121 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3627 CERRO AVE
CityOCEANSIDE
StateCA
Zip92056-5011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 TR 008978
Legal SubdivisionVISTA CALAVERA
Legal Tract008978
Legal Block2
Legal Lot Number31
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19805

Owner

Source: San Diego County records · APN 168-242-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3627 CERRO AVE, OCEANSIDE, CA 92056-5011
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Nov 25, 2019Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 1993 · Amount on Record
Deed SaleSep 03, 1993 · Amount on Record
Prior SaleNov 26, 1991 · Amount on Record
Deed Document Number1993584367
Last Transfer DateJul 15, 2024
Transfer Doc0000180387
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3627 CERRO AVE, OCEANSIDE, CA 92056-5011
Transaction TypeMortgage
Record UpdatedSep 08, 2021
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3627 CERRO AVE, OCEANSIDE, CA 92056-5011

Mortgage

Document Number0000617284
DateAug 31, 2021
Instrument2021-0617284
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3627 CERRO AVE, OCEANSIDE, CA 92056-5011
Document Number0000557283
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedDec 12, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3627 CERRO AVE OCEANSIDE CA 920565011, OCEANSIDE, CA 92056-5011

Mortgage

Document Number0000557283
DateDec 02, 2019
Instrument557283
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$460,743 (+2%) Land $83,475 Building $377,268
2025$3,174.00 (-30.58%) Homeowner's exemption$451,710 (+6.24%) Land $81,839 Building $369,871
2023$4,572.00 (+5.81%) Homeowner's exemption$425,171 Land $78,662 Building $346,509
2022$4,321.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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