3627 Cardiff Mist Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 3627 Cardiff Mist Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,477 sqft · built 2012
Lot Size	0.321 acres (14,010 sqft)
Owner	Individual Name on File
Tax Bill	$9,037 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R387864`

Property Details

APN / Parcel Number

Primary APN	`R387864`
Alternative APN	`2254-01-008-0180-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,477 sqft Living Area
1st Floor Area	2,531 sqft
2nd Floor Area	1,946 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,010 sqft (0.321 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	830 sqft
Porch	Open Porch
Porch Area	1,001 sqft
Patio Area	834 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R387864
Street Address	3627 CARDIFF MIST DR
City	KATY
State	TX
Zip	77494-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANYON LAKES AT CARDIFF RANCH SEC 1, BLOCK 8, LOT 18
Legal Subdivision	CANYON LAKES AT CARDIFF RANCH SEC 1
Legal Block	8
Legal Lot Number	18
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2013
Census Tract	673111

Owner

3627 Cardiff Mist Dr is owned and occupied by an individual who acquired it in July 2012.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3627 CARDIFF MIST DR, KATY, TX 77494-1643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2012
Deed Sale	Jul 31, 2012
Deed Document Number	2012084849
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3627 CARDIFF MIST DR, KATY, TX 77494-1643
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	NORTH STAR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184543
Date	Dec 28, 2020
Instrument	2020184543

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3627 Cardiff Mist Dr was $9,037 with a homeowner's exemption, down 31% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,037.00 (-31.02%) Homeowner's exemption	$692,333 (+1%) Land $134,063 Building $688,212	$822,275 (-1.62%) Land $134,063 Building $688,212
2024	$13,100.00 (+69.82%) Homeowner's exemption	$629,394 (+1%) Land $134,063 Building $701,739	$835,802 (+15.48%) Land $134,063 Building $701,739
2023	$7,714.00 Homeowner's exemption	$572,176 Land $103,125 Building $620,651	$723,776 Land $103,125 Building $620,651
2018	$8,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3627 Cardiff Mist Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 108 policies
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3627 Cardiff Mist Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 58 serves 10,629 people · EPA ID TX0790458
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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