St. Charles County property record for 3627 Arpent St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,864 sqft · built 2009 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Apr 2026) |
| Tax Bill | $6,422 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T100500036 |
| Primary APN | T100500036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,864 sqft Living Area |
| Gross Area | 4,436 sqft |
| 1st Floor Area | 2,864 sqft |
| Basement Area | 1,572 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 560 sqft |
| Deck Area | Deck Area |
| Patio Area | 728 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T100500036 |
|---|---|
| Street Address | 3627 ARPENT ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #10 LOT 308 |
| Legal Subdivision | NEW TOWN AT ST CHAS #10 |
| Legal Lot Number | 308 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 310201 |
3627 Arpent St is owned and occupied by two individuals who bought it in April 2026.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3627 ARPENT ST, SAINT CHARLES, MO 63301-8077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Apr 18, 2024 | Intrafamily Transfer, Transfer |
| Feb 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Prior Sale | Feb 28, 2022 · Amount on File |
| Deed Document Number | 202615111 |
| Prior Transfer Date | Apr 18, 2024 |
| Prior Transfer Doc | 0000014738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 2, 2026 |
| Property Address | 3627 ARPENT ST, SAINT CHARLES, MO 63301-8077 |
| Document Number | 0000015111 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202615111 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2026 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3627 ARPENT ST, SAINT CHARLES, MO 63301-8077 |
| Document Number | 0000015112, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202615112 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 18, 2024 |
| Property Address | 3627 ARPENT ST, SAINT CHARLES, MO 63301-8077 |
| Document Number | 0000014738 |
| Map Reference | MB 46 PG 19-24 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024R-014738 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3627 ARPENT ST, SAINT CHARLES, MO 63301-8077 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3627 ARPENT ST, SAINT CHARLES, MO 63301-8077 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 28, 2022 |
| Property Address | 3627 ARPENT ST, SAINT CHARLES, MO 63301-8077 |
| Document Number | 0000011686 |
| Map Reference | MB 46 PG 19-24 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 2022R-011686 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 W TRUMAN RD, INDEPENDENCE, MO 64050-2620 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3627 ARPENT ST, SAINT CHARLES, MO 63301-8077 |
| Document Number | 0000011687 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022R-011687 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,590 (-) | $566,262 (-) Land $80,000 Building $486,262 | |
| 2025 | $107,590 | $566,262 Land $80,000 Building $486,262 | |
| 2024 | $6,422.00 | ||
| 2023 | $95,947 | ||
| 2022 | $504,983 Land $60,000 Building $444,983 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3627 Arpent St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3627 Arpent St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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