3626 Point Elizabeth Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3626 Point Elizabeth Dr, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,642 sqft · built 1986
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$469,900 (Sep 2026)
Tax Bill	$4,681 (2025)
Deeds & Mortgages	Sep 2026 Sale & Construction Loan Apr 2019 Mortgage
APN	`0108001000590`

Property Details

APN / Parcel Number

Primary APN	`0108001000590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,642 sqft Living Area
1st Floor Area	1,089 sqft
Upper Floors Area	1,089 sqft
Attic	Attic
Attic Area	440 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	44 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Deck Area	672 sqft
Patio Area	162 sqft
Shed	1 Shed
Shed Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3626 POINT ELIZABETH DR
City	CHESAPEAKE
State	VA
Zip	23321-5752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	166 POINT ELIZABETH SEC 5
Legal Subdivision	POINT ELIZABETH SEC. 5
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1014
Census Tract	21604

Owner

3626 Point Elizabeth Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3626 POINT ELIZABETH DR, CHESAPEAKE, VA 23321-5752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Bargain and Sale Deed, Construction Loan · Construction Mortgage ELIZABETH BLDG AND LOAN ASSOCIATION
Apr 1, 2019	Deed of Trust, Mortgage BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Deed Document Number	202624148
Deed Book / Page	11023 / 1509
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 16, 2026
Property Address	3626 POINT ELIZABETH DR, CHESAPEAKE, VA 23321-5752
Document Number	0000024148
Book / Page	11023 / 1509
Instrument Date	Sep 14, 2026
Instrument	202624148
Transaction Type	Construction Loan
Record Updated	Oct 5, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,459.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3626 POINT ELIZABETH DR, CHESAPEAKE, VA 23321-5752
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024149,
Date	Sep 16, 2026
Instrument	202624149

Lender

Name	ELIZABETH BLDG AND LOAN ASSOCIATION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2027

Interest

Rate	10%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3626 POINT ELIZABETH DR, CHESAPEAKE, VA 23321-5752
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09998/1244
Date	Apr 1, 2019
Book Page	9998/1244
Instrument	190007142

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3626 Point Elizabeth Dr was $4,681.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,100 (+6.39%) Land $160,000 Building $333,100	$493,100 (+6.39%) Land $160,000 Building $333,100
2025	$4,681.00	$463,500 Land $150,000 Building $313,500	$463,500 Land $150,000 Building $313,500
2023		$432,000 (+3.18%) Land $140,000 Building $292,000	$432,000 (+3.18%) Land $140,000 Building $292,000
2022		$418,700 Land $130,000 Building $288,700	$418,700 Land $130,000 Building $288,700
2019	$3,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3626 Point Elizabeth Dr; there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3626 Point Elizabeth Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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