3626 Malawi Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3626 Malawi Trl, Saint Cloud, FL 34772

Property Summary

Property Type	Vacant Land
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$449,990 (Jun 2026)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
APN	`32-26-31-3664-0001-3100`

Property Details

APN / Parcel Number

Primary APN	`32-26-31-3664-0001-3100`
Alternative APN	`263132366400013100`

Exterior

Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	3626 MALAWI TRL
City	SAINT CLOUD
State	FL
Zip	34772-6430
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BUENA LAGO PH 5 PB 36 PGS 1-7 LOT 310
Legal Subdivision	BUENA LAGO PHASE 5
Legal Lot Number	310
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1039
Census Tract	43301

Owner

Source: Osceola County records · APN 32-26-31-3664-0001-3100

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3626 MALAWI TRL, SAINT CLOUD, FL 34772-6430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Jun 20, 2025 · Amount on Record
Deed Document Number	202683953
Deed Book / Page	6994 / 828
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 26, 2026
Property Address	3626 MALAWI TRL, SAINT CLOUD, FL 34772-6430
Document Number	0000083953
Book / Page	6994 / 828
Instrument Date	Jun 24, 2026
Instrument	202683953
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	TITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$318,142.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3626 MALAWI TRL, SAINT CLOUD, FL 34772-6430
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083954,
Date	Jun 26, 2026
Instrument	202683954

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00	$50,400 Land $50,400	$50,400 Land $50,400

Flood & Wildfire

Source: FEMA NFIP claims and policies as of September 2026 · Last verified October 2026

Flood

Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.