Hernando County property record for 3626 Dow Ln, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,757 sqft · built 2004 |
| Lot Size | 0.336 acres (14,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,000 (Mar 2017) |
| Tax Bill | $2,978 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Feb 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5240-1635-0010 |
| Primary APN | R32-323-17-5240-1635-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,757 sqft Living Area |
| Gross Area | 2,696 sqft |
| 1st Floor Area | 1,757 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,651 sqft (0.336 acres) |
| Lot Dimensions | 125 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 226 sqft |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00321084 |
|---|---|
| Street Address | 3626 DOW LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-3137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 24 BLK 1635 LOT 1 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 24 |
| Legal Block | 1635 |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 40908 |
3626 Dow Ln is owned and occupied by two individuals who acquired it in January 2024.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2024 | Intrafamily Transfer, Transfer |
| Feb 7, 2024 | Intrafamily Transfer, Transfer |
| Nov 27, 2023 | Intrafamily Transfer, Transfer |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Mar 1, 2017 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on File |
| Deed Sale | Mar 1, 2017 · Amount on File |
| Prior Sale | Jan 23, 2004 · Amount on File |
| Deed Document Number | 201711515 |
| Deed Book / Page | 3443 / 1062 |
| Last Transfer Date | Jan 23, 2024 |
| Transfer Doc | 0043900558 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 7, 2024 |
| Property Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Document Number | 0043900558 |
| Book / Page | 4390 / 558 |
| Map Reference | MB 10 PG 53-60 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2024008121 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Name | Verified Name |
|---|---|
| Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 7, 2024 |
| Property Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Document Number | 0043900558 |
| Book / Page | 4390 / 558 |
| Map Reference | MB 10 PG 53-60 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2024008121 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Name | Verified Name |
|---|---|
| Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 27, 2023 |
| Property Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Document Number | 0043670694 |
| Book / Page | 4367 / 694 |
| Map Reference | MB 10 PG 53-60 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023074453 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Name | Verified Name |
|---|---|
| Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Document Number | 0038601059 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3626 DOW LN SPRING HILL FL 346093137, SPRING HILL, FL 34609-3137 |
| Document Number | 0038601059 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 003860/001059 |
| Instrument | 41107 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 7, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 1, 2017 |
| Property Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Document Number | 0034431062 |
| Book / Page | 3443 / 1062 |
| Map Reference | MB10 PG53-60 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2017011515 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SOUTHEAST TITLE SUNCOAST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,141.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3626 DOW LN, 3626, SPRING HILL, FL 34609-3137 |
| Name | Verified Name |
|---|---|
| Address | 3626 DOW LN, SPRING HILL, FL 34609-3137 |
| Document Number | 34431064 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 3443/1064 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2032 |
The 2025 property tax bill for 3626 Dow Ln was $2,978.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,978.00 | $199,595 | $343,357 Land $51,425 Building $291,932 |
| 2023 | $188,320 (+3%) Land $188,320 | ||
| 2022 | $2,259.00 Homeowner's exemption | $182,835 | $348,903 Land $50,106 Building $298,797 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3626 Dow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3626 Dow Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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