Lincoln County property record for 3626 Cerelia Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,834 sqft · built 2020 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | Company Name on File |
| Last Sale | $435,000 (Aug 2022) |
| Tax Bill | $2,802 (2026) |
| Deeds & Mortgages | Aug 2022 Sale Oct 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-35-8459 |
| Primary APN | 4604-35-8459 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,834 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,971 sqft (0.183 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 292202 |
|---|---|
| Street Address | 3626 CERELIA LN |
| City | DENVER |
| State | NC |
| Zip | 28037-8851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ELDD PD-R |
| Legal Description | #30 MELWOOD SUBDIVISION |
| Legal Subdivision | FINAL PLAT MELWOOD SUBDIVISION |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 71101 |
3626 Cerelia Ln is owned by a company that bought it in August 2022.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502 |
| Owner Type | Company |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Oct 23, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Dec 13, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 19, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Jul 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on File |
| Deed Sale | Aug 19, 2022 · Amount on File |
| Prior Sale | Oct 23, 2020 · Amount on File |
| Deed Document Number | 2022656637 |
| Deed Book / Page | 3190 / 94 |
| Prior Transfer Date | Jun 18, 2019 |
| Prior Transfer Doc | 28240947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 19, 2022 |
| Property Address | 3626 CERELIA LN, DENVER, NC 28037-8851 |
| Document Number | 0000319094 |
| Book / Page | 3190 / 94 |
| Map Reference | MB 18 PG 14-20 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 656637 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2727 FRAYS MEADOW CT, 2727, EARLYSVILLE, VA 22936-1898 |
| Name | Verified Name |
|---|---|
| Address | 14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 23, 2020 |
| Property Address | 3626 CERELIA LN, DENVER, NC 28037-8851 |
| Document Number | 2966163 |
| Book / Page | 2966 / 163 |
| Map Reference | MB 18 PG 14-20 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 618502 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $623.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6701 CARMEL RD, 6701, CHARLOTTE, NC 28226-3983 |
| Name | Verified Name |
|---|---|
| Address | 3626 CERELIA LN, DENVER, NC 28037-8851 |
| Document Number | 2966169 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 2966/169 |
| Instrument | 618503 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 13, 2019 |
| Property Address | 3626 CERELIA LN, DENVER, NC 28037-8851 |
| Document Number | 2868670 |
| Book / Page | 002868 / 000670 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 601868 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 19, 2019 |
| Property Address | 3626 CERELIA LN, DENVER, NC 28037-8851 |
| Document Number | 2824947 |
| Book / Page | 002824 / 000947 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 593974 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6701 CARMEL RD #425 CHARLOTTE NC 282260203, 425, CHARLOTTE, NC 28226-0203 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 20, 2017 |
| Property Address | 3626 CERELIA LN, DENVER, NC 28037-8851 |
| Document Number | 2679608 |
| Book / Page | 002679 / 000608 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 565510 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $242.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16930 W CATAWBA AVE #205 CORNELIUS NC 280315639, 205, CORNELIUS, NC 28031-5639 |
The 2026 property tax bill for 3626 Cerelia Ln was $2,802, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,802.00 (+0.61%) | $437,255 (-) Land $62,000 Building $375,255 | $437,255 (-) Land $62,000 Building $375,255 |
| 2025 | $2,785.00 | $437,255 Land $62,000 Building $375,255 | $437,255 Land $62,000 Building $375,255 |
| 2023 | $2,756.00 | $437,255 Land $62,000 Building $375,255 | $437,255 Land $62,000 Building $375,255 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3626 Cerelia Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3626 Cerelia Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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