3626 3rd St, Vero Beach, FL 32968 Property Records

Indian River County property record for 3626 3rd St, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,393 sqft · built 1976
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Nov 2018)
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00006-0002-00009.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00006-0002-00009.0`
Alternative APN	`79562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,393 sqft Living Area
Gross Area	1,953 sqft
1st Floor Area	1,393 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	560 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	427 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3626 3RD ST
City	VERO BEACH
State	FL
Zip	32968-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CLEMANN ESTATES UNIT NO 2 BLK B LOTS 9, 10, 11 & 12 PBI 3-66
Legal Range	39E
Legal Township	33S
Legal Section	15
Legal Subdivision	CLEMANN ESTATES UNIT NO 2
Legal Block	B
Legal Lot Number	9-12
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3007
Census Tract	50706

Owner

3626 3rd St is owned and occupied by two individuals who bought it in November 2018.

Source: Indian River County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3626 3RD ST, VERO BEACH, FL 32968-1903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 27, 2018	Personal Representative Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on File
Deed Sale	Nov 27, 2018 · Amount on File
Prior Sale	Jun 5, 1996 · Amount on File
Deed Document Number	201871307
Deed Book / Page	3165 / 1969
Prior Transfer Date	Oct 25, 2007
Prior Transfer Doc	0022520183
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3626 3RD ST, VERO BEACH, FL 32968-1903
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3626 3RD ST, VERO BEACH, FL 32968-1903

Mortgage

Document Number	0038482286
Date	Mar 31, 2026
Book Page	3848/2286
Instrument	3120260014820

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	168 Months
Due	Mar 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3626 3RD ST, VERO BEACH, FL 32968-1903
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3626 3RD ST, VERO BEACH, FL 32968-1903

Mortgage

Document Number	0034782420
Date	Nov 1, 2021
Book Page	3478/2420
Instrument	3120210075953

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Feb 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3626 3RD ST, VERO BEACH, FL 32968-1903
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033272207
Date	Aug 12, 2020
Book Page	3327/2207
Instrument	3120200046791

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jan 1, 2049

November 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 27, 2018
Property Address	3626 3RD ST, VERO BEACH, FL 32968-1903
Document Number	0031651969
Book / Page	3165 / 1969
Map Reference	MB3 PG66
Instrument Date	Nov 13, 2018
Instrument	3120180071307
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATLANTIC COSTAL LAND TITLE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 21ST ST SW, VERO BEACH, FL 32962-7028

Mortgage

Document Number	3120180071309
Date	Nov 27, 2018
Instrument	3120180071309

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3626 3rd St was $2,545 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,545.00 Homeowner's exemption	$192,327	$335,293 Land $77,350 Building $257,943
2023	$2,150.00 (+2.97%)	$181,463 (+3%)	$332,413 (+13.81%) Land $77,350 Building $255,063
2022	$2,088.00	$176,177	$292,082 Land $77,350 Building $214,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3626 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3626 3rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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