3625 SE 18th St, Des Moines, IA 50320 Property Records

Polk County property record for 3625 SE 18th St, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,598 sqft · built 1994
Lot Size	0.184 acres (7,995 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Nov 2025)
Tax Bill	$4,586 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010/01941-139-000`

Property Details

APN / Parcel Number

Primary APN	`010/01941-139-000`
Alternative APN	`782423254005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,598 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	916 sqft
Upper Floors Area	682 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,995 sqft (0.184 acres)
Lot Dimensions	123 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3625 SE 18TH ST
City	DES MOINES
State	IA
Zip	50320-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 EVERGREEN PLAT NO 1
Legal Subdivision	EVERGREEN PLAT NO 1
Legal Lot Number	39
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1009
Census Tract	3902

Owner

3625 SE 18th St is owned and occupied by two individuals who bought it in November 2025.

Source: Polk County records, as of November 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3625 SE 18TH ST, DES MOINES, IA 50320-2340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 10, 2017	Deed of Trust, Mortgage · VA Mortgage IOWA BANKERS MORTGAGE CORP
Feb 7, 2019	Deed of Trust, Mortgage · VA Mortgage BANK IOWA
May 29, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	May 20, 2014 · Amount on File
Deed Document Number	202566021
Deed Book / Page	20323 / 45
Prior Transfer Date	Dec 26, 2015
Prior Transfer Doc	0000169118
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 3, 2025
Property Address	3625 SE 18TH ST, DES MOINES, IA 50320-2340
Document Number	0000066021
Book / Page	20323 / 45
Instrument Date	Oct 30, 2025
Instrument	2025-00066021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3625 SE 18TH ST, DES MOINES, IA 50320-2340

Mortgage

Document Number	0000066022
Date	Nov 3, 2025
Instrument	2025-00066022

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3625 SE 18TH ST, DES MOINES, IA 50320-2340
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018535
Date	Feb 23, 2021
Book Page	18374/926
Instrument	2021-00018535

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3625 SE 18TH ST, DES MOINES, IA 50320-2340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068748
Date	Feb 10, 2017
Book Page	16373/0001
Instrument	2016-00068748

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3625 SE 18TH ST, DES MOINES, IA 50320-2340
Document Number	0000059242
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3625 SE 18TH ST DES MOINES IA 503202340, DES MOINES, IA 50320-2340

Mortgage

Document Number	0000059242
Date	Feb 14, 2019
Book Page	017235/000075
Instrument	59242

Lender

Name	BANK IOWA
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 29, 2018
Property Address	3625 SE 18TH ST, DES MOINES, IA 50320-2340
Document Number	0000091360
Book / Page	016935 / 000956
Instrument Date	May 21, 2018
Instrument	91360
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 25, 2018

Transaction

Amount	Amount on Record
Tax	$336.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1403 NE LITTLE BEAVER DR GRIMES IA 501114506, GRIMES, IA 50111-4506

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,600 Land $42,800 Building $227,800	$270,600 Land $42,800 Building $227,800
2024	$4,586.00
2023		$243,600 Land $38,000 Building $205,600	$243,600 Land $38,000 Building $205,600
2020	$4,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3625 SE 18th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3625 SE 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: T-Mobile, Verizon.

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