3625 Par Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3625 Par Rd, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,928 sqft · built 1982
Lot Size	1.09 acres (47,639 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Jun 2021)
Tax Bill	$399 (2024)
Deeds & Mortgages	May 2026 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C344802000000280`

Property Details

APN / Parcel Number

Primary APN	`C344802000000280`
Alternative APN	`C-34-34-28-020-0000-0280`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,928 sqft Living Area
Gross Area	2,715 sqft
1st Floor Area	1,928 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	47,639 sqft (1.09 acres)
Lot Dimensions	303 ft deep x 155 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	583 sqft
Driveway	Concrete Driveway
Driveway Area	1,700 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	274 sqft
Patio Area	896 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3625 PAR RD
City	SEBRING
State	FL
Zip	33872-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	GOLF HAMMOCK UNIT TWO PB 12-PG 47 LOT 28
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 2
Legal Lot Number	28
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

3625 Par Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Highlands County records, as of May 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3625 PAR RD, SEBRING, FL 33872-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Deed Document Number	20212037800
Deed Book / Page	2828 / 978
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	May 6, 2026
Property Address	3625 PAR RD, SEBRING, FL 33872-1224
Document Number	0002311745
Book / Page	3190 / 1835
Instrument Date	Apr 29, 2026
Instrument	20262311745
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 PAR RD, SEBRING, FL 33872-1224

Mortgage

Document Number	0002311745,
Date	May 6, 2026
Book Page	3190/1835
Instrument	20262311745

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3625 PAR RD, SEBRING, FL 33872-1224
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 PAR RD, SEBRING, FL 33872-1224

Mortgage

Document Number	0002179606
Date	Nov 28, 2023
Book Page	3012/222
Instrument	2179606

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3625 PAR RD, SEBRING, FL 33872-1224
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 PAR RD, SEBRING, FL 33872-1224

Mortgage

Document Number	0002153910
Date	Jun 2, 2023
Book Page	2978/1409
Instrument	2153910

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 4, 2021
Property Address	3625 PAR RD, SEBRING, FL 33872-1224
Document Number	0002037800
Book / Page	2828 / 978
Map Reference	MB 12 PG 47
Instrument Date	Jun 4, 2021
Instrument	2037800
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36158 PAR RD, 36158, SEBRING, FL 33872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 PAR RD, SEBRING, FL 33872-1224

Mortgage

Document Number	0002828980
Date	Jun 4, 2021
Instrument	2828/980

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,356	$275,421 Land $50,000 Building $225,421
2024	$399.00 (+8.72%)
2023	$367.00 (+4.56%) Disabled Person's exemption Veteran's exemption	$144,203 (+15.94%)	$255,743 (+17.75%) Land $47,500 Building $208,243
2022	$351.00 Disabled Person's exemption Veteran's exemption	$124,381	$217,183 Land $47,500 Building $169,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3625 Par Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3625 Par Rd is moderate, ranking above 46% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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