San Diego County property record for 3625 Harbor Crest Way, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,191 sqft · built 1974 |
| Lot Size | 0.3 acres (1,292 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jan 2005) |
| Tax Bill | $4,849 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-130-29-00 |
| Primary APN | 168-130-29-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,191 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 1,292 sqft (0.3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 3625 HARBOR CREST WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-5007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 5 TR 007671 |
| Legal Subdivision | BAY SHORES |
| Legal Tract | 007671 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 19805 |
3625 Harbor Crest Way is owned and occupied by two individuals who bought it in January 2005.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3625 HARBOR CREST WAY, OCEANSIDE, CA 92056-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC |
| Sep 7, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2005 · Amount on File |
| Deed Sale | Jan 6, 2005 · Amount on File |
| Deed Document Number | 200512923 |
| Prior Transfer Date | May 9, 1994 |
| Prior Transfer Doc | 0000349884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 19, 2024 |
| Property Address | 3625 HARBOR CREST WAY, OCEANSIDE, CA 92056-5007 |
| Document Number | 0000015209 |
| Map Reference | MAP 7671 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024-0015209 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3625 HARBOR CREST WAY, OCEANSIDE, CA 92056-5007 |
| Document Number | 0000015210 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 2024-0015210 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 7, 2023 |
| Property Address | 3625 HARBOR CREST WAY, OCEANSIDE, CA 92056-5007 |
| Document Number | 0000242763 |
| Map Reference | MAP 7671 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 2023-0242763 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3625 HARBOR CREST WAY, OCEANSIDE, CA 92056-5007 |
The 2025 property tax bill for 3625 Harbor Crest Way was $4,849.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $535,806 (+18.28%) Land $442,170 Building $93,636 | |
| 2025 | $4,849.00 Homeowner's exemption | $452,982 Land $278,758 Building $174,224 |
| 2023 | $4,655.00 (+1.59%) Homeowner's exemption | $435,394 Land $267,935 Building $167,459 |
| 2022 | $4,582.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3625 Harbor Crest Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3625 Harbor Crest Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Spectrum, T-Mobile.
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